AHMED GOMAA SOBHY RAGHEB
Associate Director - Corporate Banking Senior Credit Officer
El Sayeda Zeinab
Summary
Accomplished banking professional with 12+ years of experience in Corporate Banking, Credit Analysis, Financial Modeling, Trade Finance, and Customer Service. Proven track record in managing high-value corporate accounts, structuring credit facilities, and leading financial due diligence. Skilled in developing strategic financial strategies to optimize bank portfolio performance while ensuring regulatory compliance. Strong leadership abilities, excellent communication skills, and a talent for building and maintaining client relationships.
Overview
13
13
years of professional experience
2028
2028
years of post-secondary education
15
15
Certifications
2
2
Languages
Work History
Associate Director – Corporate Banking, Senior Credit Officer
Commercial International Bank (CIB)
01.2025 - Current
- Led end-to-end credit analysis, financial modeling, and risk assessment for large corporate clients.
- Structured tailored credit facilities aligned with client needs and CBE regulations.
- Conducted site visits and operational assessments to support risk evaluation and industry awareness.
- Negotiated term sheets and pricing strategies in collaboration with senior stakeholders.
- Monitored account performance, utilization rates, and market shifts to ensure portfolio health.
- Provided mentorship and training to junior analysts on credit and relationship management best practices.
Corporate Banking Group Coordinator
Commercial International Bank (CIB)
10.2018 - 12.2019
- Supported executive leadership in preparing strategic reports and tracking portfolio performance.
- Facilitated cross-functional coordination to ensure timely and accurate data collection.
- Managed risk data consolidation and portfolio analysis to assist credit planning.
Corporate Credit & Investment Portfolio Analyst
Commercial International Bank (CIB)
10.2017 - 09.2018
- Delivered financial and market insights for quarterly portfolio reviews.
- Monitored budget adherence, pricing performance, and market penetration.
- Proposed data-driven actions to improve credit facility utilization and profitability.
Trade Finance Processor
Commercial International Bank (CIB)
05.2016 - 08.2017
- Handled LC/LG/IDC processing in compliance with internal procedures and TAT.
- Maintained accurate documentation and ensured transaction integrity.
- Collaborated with cross-functional teams to support client trade finance needs.
Customer Service Representative – Contact Center
Commercial International Bank (CIB)
06.2012 - 08.2015
- Handled inbound client queries, provided product information, and resolved issues efficiently.
- Achieved top-tier customer satisfaction and contributed to meeting departmental sales targets.
- Promoted products and services to increase client acquisition and retention.
Education
MBA - Global Management & Finance
ESLSCA Business School
Cairo, Egypt06-2026
CIB Credit Analyst Certification - undefined
Commercial International Bank
01.2020 - 12.2020
Bachelor of Commerce - Accounting
Cairo University
01.2011 - 12.2011
Skills
Corporate & Credit Analysis
Certification
Financial Modeling Techniques – CIB L&D
Personal Information
- Date of Birth: 09/30/90
- Marital Status: Married
Military Status
Exempted
Timeline
Associate Director – Corporate Banking, Senior Credit Officer
Commercial International Bank (CIB)
01.2025 - Current
CIB Credit Analyst Certification - undefined
Commercial International Bank
01.2020 - 12.2020
Corporate Banking Group Coordinator
Commercial International Bank (CIB)
10.2018 - 12.2019
Corporate Credit & Investment Portfolio Analyst
Commercial International Bank (CIB)
10.2017 - 09.2018
Trade Finance Processor
Commercial International Bank (CIB)
05.2016 - 08.2017
Customer Service Representative – Contact Center
Commercial International Bank (CIB)
06.2012 - 08.2015
Bachelor of Commerce - Accounting
Cairo University
01.2011 - 12.2011
MBA - Global Management & Finance
ESLSCA Business School
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