Strategic and results-oriented Area Manager with over 20 years of progressive experience in the banking industry, leading multiple branches to exceed performance, sales, and service excellence targets. Demonstrated expertise in branch network supervision, business development, retail and SME banking, risk management, and regulatory compliance. Adept at driving operational efficiency, mentoring branch managers, and ensuring alignment with the bank's overall strategic goals. Proven ability to foster a culture of high performance, enhance customer satisfaction, and build strong relationships with internal and external stakeholders. Recognized for leadership, innovation, and consistently delivering bottom-line results.