

Results-driven banking professional with 10+ years of experience in Retail Banking and SME Lending, including leadership roles in Emirates NBD Egypt and Noqood Holding. Skilled in client relationship management, team leadership, credit evaluation, and business development. Proven ability to grow portfolios, enhance profitability, and provide exceptional customer service. Fluent in English and Arabic, and Credit Certified (2024).
Retail & SME Banking
Credit Analysis & Risk Assessment
Team Leadership & Staff Development
Portfolio Management
Cross-Selling & Business Growth
Customer Retention
Complaint Resolution
Compliance & Regulatory Knowledge
Market Research & Product Improvement
Microsoft Office (Excel, Word, PowerPoint)