Ahmed Khedr
El-Behira
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to take anew challenging role.
Overview
11
11
years of professional experience
1
1
Certification
4
4
years of post-secondary education
Work History
Credit Analyst
Banque Misr
03.2019 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Gathered loan documentation for underwriting.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Maintain and managed credit portfolio of more than 150 borrowers with credit lines from 300 k to 8 M EGP.
Sales Representative
Banque Misr
01.2018 - 02.2019
- Managed customer accounts to secure customer satisfaction and repeat business.
- Trained and mentored new sales representatives.
- Retained excellent client satisfaction ratings through outstanding service delivery.
- Developed and maintained comprehensive understanding of products, services and competitors to enhance sales presentations.
- Recorded accurate and efficient records in customer database.
- Met with existing customers and prospects to discuss business needs and recommend optimal solutions.
- Successfully achieved 100% of SME,s yearly target.
Microfinance Specialist
Banque Misr
10.2016 - 12.2017
- Followed all company policies and procedures to deliver quality work.
- Interpreted clients' needs and introduced services to fit specific requirements.
- Gathered loan documentations for underwriting
- Follow up monthly payments
- Onsite visits and offsite follow up.
- Maintain and managed portfolio of around 400 borrowers with credit lines from 10 k to 150 k EGP.
Customer Service Representative
Banque Misr
04.2016 - 09.2016
- Handled customer inquiries and suggestions courteously and professionally.
- Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
- Answered constant flow of customer calls with minimal wait times.
- Answered customer telephone calls promptly to avoid on-hold wait times.
- Managed over 10 to 15 customers different needs per day plus daily calls.
Accountant
Thebes Hospital , AMC Hospital , Al-Salam Hospital
03.2013 - 03.2016
- Handled day-to-day accounting processes to drive financial accuracy.
- Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Gathered financial information, prepared documents, and closed books.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Successful recover of unpaid insurance claims amounts of over 1.5 M EGP.
Education
Bachelor of Commerce - Accounting
Faculty Of Commerce , Damanhur University
El-Behira , Egypt 09.2008 - 05.2012
Skills
- Financial Data Analyzation
- Banking Regulations
- Credit Risk Analysis
- Verbal and Written Communication
- Document Verification
- Portfolio Monitoring
- Loan Documentation and Policies
- Financial Statement Review
- Background Checks
- Information Verification
- Preparing Proposals
Certification
- Certified [Credit Analyst], [EBI Institution] - [Feb-2019]
- Certified [SME Practitioner], [EBI Institution , Frankfurt Institute of Finance and Management ] - [May-2023]
Languages
Arabic
Native language
English
Upper intermediate
B2
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Timeline
Credit Analyst
Banque Misr
03.2019 - Current
Sales Representative
Banque Misr
01.2018 - 02.2019
Microfinance Specialist
Banque Misr
10.2016 - 12.2017
Customer Service Representative
Banque Misr
04.2016 - 09.2016
Accountant
Thebes Hospital , AMC Hospital , Al-Salam Hospital
03.2013 - 03.2016
Bachelor of Commerce - Accounting
Faculty Of Commerce , Damanhur University
09.2008 - 05.2012
Similar Profiles
Michael Nasser CostaMichael Nasser Costa
IT E-Channels Senior Officer at Banque MisrIT E-Channels Senior Officer at Banque Misr
Mostafa Fathy OmarMostafa Fathy Omar
Head of IT Business Demand and Analysis at Banque MisrHead of IT Business Demand and Analysis at Banque Misr
Soha NabilSoha Nabil
Governance Manager at Banque MisrGovernance Manager at Banque Misr