Football
Ahmed Sherif Korashy
Credit Analyst
San Diego,Egypt
Summary
Ambitious and self motivated individual with over 4 years of experience, excellent knowledge of financials modeling and reporting, solid analytical and quantative skills. A CFA level 2 holder.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
6
6
years of professional experience
11
11
years of post-secondary education
Work History
Credit Analyst Manager
First Abu Dhabi Bank
Dubai, Abu Dhabi
09.2019 - Current
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
- Provided resources and expertise for conversion, validation and training required for company-wide software updates.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
- Developed strategies to expedite payments and customer resolutions.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Negotiated settlements and payment terms with customers and delivered customized payment plans.
Credit Analyst
Qatar National Bank
Qatar, Doha
03.2018 - 08.2019
- Assessed credit risk and analyzed financial statements.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Placed customer accounts on hold due to past due payments.
- Reviewed customer files on regular basis to make sure receivables were in sound condition.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Gathered loan documentation for underwriting.
- Improved understanding of financial statements, which helped in assessing risk.
- Performed credit reviews on corporations to assess financial conditions.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Contacted customers and requested financial documentation.
- Made decisions and recommendations about extending lines of credit.
- Developed and maintained courteous and effective working relationships.
- Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
- Created plans and communicated deadlines to complete projects on time.
Insurance Consultant
AXA
Cairo
10.2017 - 02.2018
- Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
- Created sources for continuous client referrals within community and with businesses using extensive networking skills.
- Collected, analyzed and validated agency commissions.
- Remained impartial in order to advise clients based on circumstances.
- Met with customers to provide information about available products and policies.
- Worked flexible hours across night, weekend and holiday shifts.
- Used coordination and planning skills to achieve results according to schedule.
Summer Intern
Arab African International Bank, AAIB
07.2016 - 09.2016
- Working at the corporate department
- Financial Analysis on previous and future cases the bank had faced
- Helping other employees in doing reports for any firm who is trying to take loans from the bank and reach out for the best deal
- Stock Market course at Mostafa Namira Consulting & Training Co.
Stock Broker
Egyptian Stock Market
Cairo, Cairo
01.2015 - 07.2016
- Learning to speculate on stocks, currencies, and gold and petroleum practical application
- Working for Mountain View Sales department North Coast
- Marinating and developing new strategies for selling units and reaching new deals with customers
- Personal Skills
- Key Skills & Competencies
- Customer contact and interaction
- Isolating problems and quickly identifying the solution
- Cross selling a wide array of products across multiple platforms
- A comprehensive understanding of math, especially percentages
- Comfortable interacting with client senior management
- Willing to take on extra responsibility and duties if necessary
- Handling market research in terms of competition and market trends.
- Assessed hourly market conditions to look for hedge and arbitrage opportunities.
- Worked on behalf of companies to buy and sell financial instruments.
- Maintained relationships with clients long term.
- Collaborated with analysts and coverage traders to distribute relevant market information.
- Delivered expert analysis of market conditions by gathering key data, analyzing trends, creating reports and offering comprehensive evaluations.
- Worked with clients and finance companies to find optimal solutions for financing.
- Boosted financial service sales by using cross-selling techniques.
- Collaborated with clients to maintain relationships and provide customers with thorough support and guidance.
- Discussed trading strategies with portfolio managers to highlight current market sentiment, price points of resistance and support and liquidity characteristics of positions.
Summer Intern
Synergy World
San Diego, USA
08.2015 - 09.2015
- Setting appointments with potential clients to get them to buy our insurance products
- Making reports and giving feedbacks about client conditions
- Analysis is done to improve sales skills and also the products as a whole
- How to get clients and make them more satisfied
- Extracurricular Activities, Data Analysis
- Organizing spreadsheets and doing a report every week
- Meeting potential customers to close deals with them (80% success)
Education
International Certificate of Secondary Education IGCSE - undefined
Manor House School
01.2010 - 01.2013
CFA Level II - Finance
CFA Institute
05.2019 - Current
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10.2017 - 02.2018
Bachelor of Business Administration - Double Major in Finance And Economics
The German University
Germany 01.2013 - 01.2017
Skills
Computer Skillsundefined
Interests
Life coaching
Timeline
Credit Analyst Manager
First Abu Dhabi Bank
09.2019 - Current
CFA Level II - Finance
CFA Institute
05.2019 - Current
Credit Analyst
Qatar National Bank
03.2018 - 08.2019
Insurance Consultant
AXA
10.2017 - 02.2018
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10.2017 - 02.2018
Summer Intern
Arab African International Bank, AAIB
07.2016 - 09.2016
Summer Intern
Synergy World
08.2015 - 09.2015
Stock Broker
Egyptian Stock Market
01.2015 - 07.2016
Bachelor of Business Administration - Double Major in Finance And Economics
The German University
01.2013 - 01.2017
International Certificate of Secondary Education IGCSE - undefined
Manor House School
01.2010 - 01.2013
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