Summary
Overview
Work History
Education
Skills
Timeline
Generic
Akram Ahmed Salama Fahmy El Qady

Akram Ahmed Salama Fahmy El Qady

Credit Researcher
Alexandria

Summary

Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 4 years of resolving credit disputes and making recommendations on bad debt accounts. Accomplished Credit Analyst promoting more than 4 years developing skills in customer service, account oversight and collections. Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought. Bilingual Credit Analyst familiar with creating credit risk models. Eager to apply skills in account management and research to augment an employer's services and market share. Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company. Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.

Overview

20
20
years of professional experience
12
12
years of post-secondary education

Work History

Credit Research Analyst

Contact
Alexandria
08.2017 - Current
  • Conducted presentations to upper management and executive teams for loan recommendations.
  • Assessed credit risk and analyzed financial statements.
  • Gathered loan documentation for underwriting.
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
  • Minimized accounts receivable collections and reconciled customer billings and statements.
  • Placed customer accounts on hold due to past due payments.
  • Complied with internal controls and government regulations.
  • Performed credit reviews on corporations to assess financial conditions.
  • Contacted customers and requested financial documentation.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Reviewed customer files on regular basis to make sure receivables were in sound condition.

Vice Manager

El Dawlya Construction Company
6 October City
03.2008 - 10.2017
  • Controlled costs and optimized spending via restructuring of budgets for labor, capital assets, inventory purchasing and technology upgrades.
  • Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions and common goals.
  • Delivered feedback to decision-makers regarding employee performance and training needs.
  • Developed and maintained relationships with customers and suppliers through account development.
  • Onboarded new employees with training and new hire documentation.

Sales Supervisor

Sun House Group
Roshdy, Alexandria
04.1999 - 06.2004
  • Strengthened merchandising and promotional strategies to drive customer engagement and boost sales.
  • Oversaw employee performance, corrected problems and increased efficiency to maintain productivity targets.
  • Monitored phone calls for quality assurance.
  • Kept orderly and accurate accounting records by monitoring sales documentation.
  • Established objectives to offer team members clear roadmap to help company achieve overall goals.
  • Monitored daily sales operations and served as informational and procedural resource to team members.

Education

Bachelor of Social Science - Social Work

Alexandria Univesrity
Alexandria
10.1996 - 06.2008

Skills

Verbal and written communication

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Timeline

Credit Research Analyst

Contact
08.2017 - Current

Vice Manager

El Dawlya Construction Company
03.2008 - 10.2017

Sales Supervisor

Sun House Group
04.1999 - 06.2004

Bachelor of Social Science - Social Work

Alexandria Univesrity
10.1996 - 06.2008
Akram Ahmed Salama Fahmy El QadyCredit Researcher