Amgad Erian
Accountant Manager,sales Manager ,marketing ,operation ,credit Controler .
Cairo,egypt
Summary
An sales professional of impressive track record in high and low-end aspects of accounting and finance management, with focused expertise in strategic sales and operation management, seeking a relationship managerial position to navigate in a highly complex, matrix organization where analytical and quantitative skills will be utilized while driving sustained forward growth momentum.
Overview
14
14
years of professional experience
4
4
years of post-secondary education
2
2
Languages
Work History
BRANCH ACCOUNTANT MANAGER
GB AUTO –MASHROEY MICRO FINANCE
5 2021 - 10.2022
- Ensure branch daily operations and operating mechanisms are in accordance with company's policies and procedures
- Reconcile customers' accounts and resolve issues for any discrepancies
- Issue monthly statement of accounts/invoices and do follow-ups for collections
- Submit daily reports for contracts, collections, and bank deposit to Head Office
- Prepare i-score report for customers
- Reviewing clients’ files before disbursing, editing debt contracts and documents, and keeping them inside branch’s safe places
- It assesses various risks and creditworthiness.
SENIOR CREDIT CONTROLLER
METROPOLITAN EGYPT (S.A.E)
01.2018 - 08.2020
- Filtering all new contract client that firm to evaluate if they are potential customer and can be bankable
- Prepare analysis of historical and pro-forma financial statements to assess trends and fluctuations that might impact company`s cash flow
- Managing the client financial problems and aiding them to solve these problems and plan the client loan approvals
- To face Risk committee inquiries in banks and to make sure that all potential inquires and questionable area Has been covered with reasonable reasons
- Right valuation and fairness opinion report
- Preparing debt run off schedule to provide the best settlement structure the lowest interest incurred taking into consideration cost of debt and profit margin of the clients
- Prepare the credit memo & Suggest the Best financing model for the client
- Manage my own portfolio to provide the help and advisory needed on time.
RELATIONSHIP OFFICER
MAWARID FINANCE
05.2015 - 01.2017
- Achieve individual Sales Targets
- Selling bank products (corporate, sme, personal, auto, LG, WBS, Credit cards).
SENIOR BUSINESS FINANCIAL ADVISOR (SME)
Aseel Islamic Finance, FGB
09.2014 - 05.2015
- Identify Prospect clients for Business Finance, SME Loans and Trade finance Facilities, Sourcing new potential clients from UAE
- Preparation of Credit Line Proposal, Business Visit Reports, In-house Financials details and also completion of disbursal documents / Security Documents
- Understanding and evaluation of customer’s strength through company profile, bank statements & Audit financials (Income Statement, Balance Sheets, Cash Flow analysis)
- Maintaining the relationships with Existing and new customers and managing their portfolios
- Risk & Credit assessment of new SME applications including conducting credit checks, working out various financial ratios, analyzing the same and repayment capacity, analyzing collateral and assessing corporate profile by conducting industry research
- Coordinating with customers and identifying solutions to their queries for improving functionality and delivery service quality.
Senior Sales
National Bank Of Abu Dahbi
08.2013 - 09.2014
- Build and strength relationship with Customer and Clients designated contact
- Selling bank products (Personal Loan)
- Identify customer needs and meet exceptional service level requirements in the emergency situations
- Handling and answering the customers’ objections, complaints and questions in a very professional way
- Make the companies listed and run offers for them for Personal Loan
- Achieve the targets for myself and contribute the team to exceed the required Annual target
- Follow up the customers’ satisfaction after sales process and make sure to assist their needs and wants related to bank transactions.
Senior Islamic Finance Executive
Abu Dhabi Islamic Bank
06.2012 - 08.2013
- Build and strength relationship with Customer and Clients designated contact
- Selling bank products (loans, Credit cards)
- Identify customer needs and meet exceptional service level requirements in the emergency situations
- Manage cards delivery and activation process with strict quality control including security
- Develop and maintain high level of the customer service to the TOP VIP’s customers
- Handling and answering the customers’ objections, complaints and questions in a very professional way
- Make the companies listed and run offers for them for credit and loans
- Achieve the targets for myself and contribute the team to exceed the required annual target.
Sales Representative
Zero Five Zero Telecom (050 Telecom)
01.2011 - 06.2012
- Initiated market research studies and analyzed their findings, product promotion, developed marketing strategies based and explored marketing avenues to build consumer preference and drive volume
- Analyzed market trends, prevalent competition and recommended marketing teams with strategies to achieve sales targets
- Devised marketing plan, projected sales targets and formulated initiatives for achieving the same
- Actively focused on achievement of sales targets
- Expanded business reach and proactively created new sales leads / opportunities
- Established key account plans with sales personnel for attaining daily, weekly and monthly sales targets to deliver highest standards of customer service whilst maintaining and improving quality standards.
Sales Representative
Itsalat International Company (i2)
12.2007 - 07.2009
- Initiated market research studies and analyzed their findings, product promotion, developed marketing strategies based and explored marketing avenues to build consumer preference and drive volume
- Analyzed market trends, prevalent competition and recommended marketing teams with strategies to achieve sales targets
- Prepared action plans/schedules to identify specific targets and project the number of contacts to be made
- Devised marketing plan, projected sales targets and formulated initiatives for achieving the same
- Actively focused on achievement of sales targets
- Expanded business reach and proactively created new sales leads / opportunities.
Senior Accountant & Operation Supervisor
Mercedes-Benz Cargo
10.2006 - 12.2007
- Designed procedures related to payroll, employee discipline and grievances for developing employee-oriented company culture that emphasizes on quality, continuous improvement and high performance
- Proffered support and after sales services, resolved problems; thus, forging long beneficial relationship with clients
- Planned, organized, and evaluated all accounting procedures and policies to ensure transactions are efficient/effective, accounting is accurate and complete
- Analyzed general ledger accounts to determine their accuracy and ensure all funds are managed appropriately.
Education
Bachelor's degree - Faculty of Commerce - Account Department
Sohag University
Egypt 09.2000 - 06.2004
Skills
Computer Related Skills - MS Office Applications, Internet Usage
Sales & Operations Management
Product Promotions
Leadership
Team Building
Motivational Skills
Interpersonal & Communication Skills
Analytical Skills
Critical Thinking
Decision Making & Problem Solving Skills
Presentation Skills
Computer Related Skills - MS Office Applications, Internet Usage
Target Industry
- Accounting/Auditing
- Banking
- Construction
- Customer Service
- Retail/Wholesale
- Sales
- Automotive
- Industrial
- Management
- Business Support
Other Training Certifications
- English courses, The American University in Cairo
- Customer Service and Selling Skills, Itsalat International Company (i2)
- Certificate from Nile Jewel Boat
- Certificate from MCV Cargo (Mercedes-Benz)
- Certificate from Itsalat International Company (i2)
Personal Information
- Date of Birth: 03/25/83
- Gender: Male
- Nationality: Egyptian
- Driving License: Egypt and United Arab Emirates (Dubai)
- Marital Status: Single
References
Any Other References will be available upon request
Timeline
SENIOR CREDIT CONTROLLER
METROPOLITAN EGYPT (S.A.E)
01.2018 - 08.2020
RELATIONSHIP OFFICER
MAWARID FINANCE
05.2015 - 01.2017
SENIOR BUSINESS FINANCIAL ADVISOR (SME)
Aseel Islamic Finance, FGB
09.2014 - 05.2015
Senior Sales
National Bank Of Abu Dahbi
08.2013 - 09.2014
Senior Islamic Finance Executive
Abu Dhabi Islamic Bank
06.2012 - 08.2013
Sales Representative
Zero Five Zero Telecom (050 Telecom)
01.2011 - 06.2012
Sales Representative
Itsalat International Company (i2)
12.2007 - 07.2009
Senior Accountant & Operation Supervisor
Mercedes-Benz Cargo
10.2006 - 12.2007
Bachelor's degree - Faculty of Commerce - Account Department
Sohag University
09.2000 - 06.2004
BRANCH ACCOUNTANT MANAGER
GB AUTO –MASHROEY MICRO FINANCE
5 2021 - 10.2022