Summary
Overview
Work History
Education
Skills
Websites
Certification
LANGUAGES
EXTRACURRICULAR ACTIVITES
BASIC INFO
Timeline
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Amr Hatem Fouad

Cairo,cairo

Summary

Motivated and dedicated finance professional with extensive experience in banking and marketing. Skilled in accounting software, Excel, and financial reporting. Strong communicator committed to achieving exceptional results and contributing to team success. Seeking opportunities as Junior Financial Analyst to further skill development and support organizational success. Experienced in financial analysis, adept at utilizing analytical skills to drive business growth and financial stability. Expertise in data interpretation, financial modeling, and risk assessment for informed decision-making and strategic planning. Collaborative and adaptable professional consistently meeting team objectives and organizational goals. Proficient in utilizing financial software and tools to streamline processes and improve accuracy.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Retail Credit Financial Analyst

First Abu Dhabi bank - FABMISR
06.2024 - Current
  • Analyzed and assessed retail credit applications (personal loans, auto loans, credit cards, and mortgages) in line with bank policies and Central Bank of Egypt regulations.
  • Developed strong credit risk evaluation skills by interpreting financial statements, credit bureau reports, and internal scoring models.
  • Gained hands-on experience with risk mitigation techniques, including setting credit limits and recommending appropriate loan structures.
  • Improved decision-making by balancing risk and reward in credit approvals, contributing to a healthier retail credit portfolio.
  • Collaborated cross-functionally with sales, collections, and compliance teams to ensure policy alignment and seamless credit processing.
  • Strengthened data analysis skills using Excel and internal credit systems to produce detailed risk reports and early warning indicators.
  • Maintained high accuracy and efficiency while handling a high volume of credit files under time-sensitive conditions.
  • Gained insight into customer credit behavior and market trends, supporting proactive risk management and product development initiatives.

Account Manager

Phieg Marketing Agency
06.2023 - 12.2023
  • At Phieg Marketing Agency, I nurtured client relationships and led strategic initiatives to boost business growth.
  • I was the go-to person between our agency and clients, ensuring smooth communication and successful project delivery.
  • My role involved juggling project details, budgets, and timelines, all while collaborating with different teams to bring marketing campaigns to life

Trainee

Commercial International Bank – CIB
08.2021 - 09.2021
  • I completed an intensive online training program on financial inclusion with CIB Bank.
  • During the training, we covered a range of topics including why it's important to make financial services accessible to everyone, ways to teach people about managing money, and how to reach communities that are often left out.
  • I learned how inclusive banking can empower people economically, tackle poverty, and contribute to sustainable development.

Trainee

Arab African International Bank – AAIB
07.2019 - 08.2019
  • I underwent comprehensive training at Arab African International Bank, where I honed my skills as a teller and customer service representative.
  • This hands-on experience equipped me with the know-how to efficiently handle banking transactions while delivering top-notch service to customers.
  • I learned the ins and outs of aiding, resolving inquiries, and ensuring customer satisfaction in a dynamic banking environment.

Education

Bachelor's degree - business Credit Hours Major in Financial Markets and Institutions

Ain Shams University
Cairo
01.2022

Skills

  • Microsoft Excel proficiency
  • Soft Skills: Leadership - Flexibility - Ability to learn - Multi-Tasking - Communication Skills - Time Management - Problem-Solving
  • Microsoft Excel
  • Financial statement analysis
  • Financial and operational reporting
  • Data analysis
  • Finance

Certification

  • Basics of Digital Marketing from Google
  • P&G Commercial Case Study Won 3rd Place Award

LANGUAGES

Arabic (Native)
English (Fluent)

EXTRACURRICULAR ACTIVITES

Marketing member at Enactus Ain Shams University – 2019-2020.

BASIC INFO

  • Birth Date: 19/11/1999
  • Military Service: Completed

Timeline

Retail Credit Financial Analyst

First Abu Dhabi bank - FABMISR
06.2024 - Current

Account Manager

Phieg Marketing Agency
06.2023 - 12.2023

Trainee

Commercial International Bank – CIB
08.2021 - 09.2021

Trainee

Arab African International Bank – AAIB
07.2019 - 08.2019

Bachelor's degree - business Credit Hours Major in Financial Markets and Institutions

Ain Shams University

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Amr Hatem Fouad