Overview
Work History
Education
Skills
Timeline
Generic

Aya Abdelmoneim Diab

Guarantee Analyst
Giza

Overview

8
8
years of professional experience
4
4
years of post-secondary education
2
2
Languages

Work History

Credit Analyst

Credit Guarantee Company
07.2022 - Current
  • Case Analysis for SME Projects: Analyzing and assessing cases for small and medium-sized enterprises (SMEs) receiving loans from commercial banks under the authority of the Central Bank of Egypt
  • Ensuring proper evaluation and compliance with relevant financial regulations and guidelines
  • Coordination with Commercial Banks: Acting as the primary point of contact for coordinating with various commercial banks to manage and address credit guarantee inquiries, resolve issues, and ensure smooth operations in processing guarantees
  • Facilitating communication between multiple banks to ensure alignment on policies and processes
  • Reporting and Documentation: Preparing and submitting detailed daily, weekly, and monthly reports on guarantee cases, loan progress, and outstanding issues
  • Ensuring reports are accurate, timely, and align with organizational objectives
  • Process Improvement: Identifying areas for process improvement and providing recommendations to streamline the handling of loan guarantees, reducing delays and enhancing overall efficiency
  • Compliance & Risk Management: Ensuring that all guarantees comply with relevant regulations and identifying potential risks related to loan guarantees, providing recommendations to mitigate these risks
  • Client & Stakeholder Relations: Establishing and maintaining professional relationships with clients, financial institutions, and government authorities to ensure smooth operations and resolve issues promptly
  • Data Management & Analysis: Handling large volumes of data, ensuring accuracy in tracking guarantee status, loan disbursements, and client information
  • Analyzing data trends to provide insights into loan performance and guarantee effectiveness
  • Training & Mentorship: Assisting in training new team members on guarantee processes and systems
  • Providing ongoing mentorship to ensure team efficiency and compliance with company standards
  • Cross-Departmental Coordination: Collaborating with other departments, including legal, finance, and compliance, to ensure all aspects of the guarantee process are handled effectively and in accordance with internal policies and procedures
  • Client Support & Follow-Up: Providing ongoing support to clients by answering their queries, updating them on the status of their loan guarantees, and following up to ensure timely resolution of outstanding matters

Accountant

Grand Home Appliances
04.2017 - 07.2022
  • Generating invoices and account statements
  • Following up on, collecting and allocating payments
  • Verifying receivables balances and monitoring the customers' balances confirmation
  • Performing accounts reconciliations
  • Coordinating with other departments such as sales and warehouse departments
  • Posted accounts receivable payments made by cash, cheque or credit card payments
  • Communicated with internal and external auditors to coordinate scheduled audits and compliance reviews

Education

Bachelor’s - Accounting

Helwan University
01.2017 - 01.2021

Skills

Guarantee Analysis Expertise

Timeline

Credit Analyst

Credit Guarantee Company
07.2022 - Current

Accountant

Grand Home Appliances
04.2017 - 07.2022

Bachelor’s - Accounting

Helwan University
01.2017 - 01.2021
Aya Abdelmoneim DiabGuarantee Analyst