Seeking a challenging position in a dynamic & reputable organization to enhance my prospects and develop my skills.
Overview
10
10
years of professional experience
Work History
Collections Supervisor
National Bank of Eqypt
03.2022 - Current
Analyzing data and statistics in periodic reports in order to provide the necessary information, make the necessary corrective decisions, and prepare the necessary reports on the sector and Follow up on taking the necessary measures to address bad debts and review studies received from branches and the sector regarding scheduling, settlements and cancellation, and recommending the appropriate decision to carry out the necessary treatment and correction or presenting the appropriate recommendations to the competent authority
Follow up on the inventory of cases against which legal action is required and follow up on the implementation of procedures against clients against whom legal action has been approved.
Maintaining the quality of the National Bank of Egypt’s portfolio and ensuring that the excess ratios are in accordance with the specifications.
Retail Credit Risk Officer
National Bank Of Egypt
07.2017 - Current
I Was Chosen by the Risk south Cairo zone manager to be a member of his team to implement the South Cairo risk centralization (First area at the national bank of Egypt to implement the risk centralization)
Responsible for Issuance of credit approvals on personal loans up to 250,000K, secured loans, auto loans, and secured credit cards
Follow up with clients to collect the overdue payment on their loans for 2 branches and trying to reduce the percentage of the default customers for these 2 branches
Retail Credit Risk Officer
National Bank Of Egypt
12.2016 - 07.2017
Responsible for Issuance of credit approvals on personal loans up to 250,000K, secured loans, auto loans, and secured credit cards
Managing branch's retail portfolio (50 millions) and follow up with clients to collect the overdue payment on their loans
Risk assessment, which involves analyzing risks as well as identifying and estimating how they affect a portfolio
Risk evaluation, which involves comparing estimated risks in offered loans with policies and criteria established by the bank
Responsible for Scheduling and settlement to latecomer’s customer in payment
Improved the performance of the branch’s portfolio from 35m to 50 m in 7 months and reduced the percentage of the default customer from 8% to 4% (at the end of June 2017)
Retail Credit Risk Officer
National Bank Of Egypt
01.2015 - 12.2016
Responsible for Issuance of credit approvals on personal loans to up 250,000K, secured loans, auto loans, and secured credit cards
Managing branch's retail portfolio (80 millions) and follow up with clients to collect the overdue payment on their loans
Risk assessment, which involves analyzing risks as well as identifying and estimating how they affect a portfolio
Risk evaluation, which involves comparing estimated risks in offered loans with policies and criteria established by the bank
Responsible for Scheduling and settlement to latecomer’s customer payment
Improved the performance of the branch’s portfolio from 55 m to 80m in 2years and reduced the percentage of the default customer from 5% to 2.5% (at the end of Dec 2016)
Education
Bachelor Of Business Information Systems -
Misr University For Science & Technology
6 October City
07.2012
Skills
Internet user and word - excel - power point - outlook
Imaging & Records Specialist at Bremer Bank, a Division of Old National BankImaging & Records Specialist at Bremer Bank, a Division of Old National Bank
Bank Secrecy Act Senior Specialist at Arrow Bank (formerly Glens Falls National Bank)Bank Secrecy Act Senior Specialist at Arrow Bank (formerly Glens Falls National Bank)