Dr. Ahmed Negm

• Working as senior credit officer in corporate Banking department handling Specialized industry team with following main functions:
• Present the assigned approvals with in-depth qualitative & quantitative analysis in seamless and timely manner
• Proper account management increasing customers’ confidence in bank's services.
• Agility in responsiveness to customer needs - Provide speedy customer - experience
• Support Various Teams to achieve their targets
• Ensure compliance with approvals, regulatory and internal policy directives.
• Tailor adequate facility structures and support packages to preserve Bank’s rights

• In Regional Corporate Banking Portsaid, Sinai and Red Sea with following responsibilities:
• Maintain and develop permanent relationships with existing and potential clients
• Participate in designing and implementation of team's marketing strategy
• Build financial models and present quality financial analysis and credit studies for existing clients, new commitments and different types of memos
• Develop strong knowledge and awareness of industry by conducting regular industry studies that highlighting industry risks, mitigates and strengths
• Develop facilities restructuring to correspond with client's requirements and needs.

• Job Description
• Preparing credit approval memos, which entails the analysis of credit customers with special emphasis on perceived, and current risks as can be highlighted through financial statements analysis including projections
• As well as proposing the appropriate credit facilities structure and recommendations to the approving body
• Proper management of the clients accounts within the approved limits to ensure best cash management
• Respond to the clients day to day requirements and maintain strong ties and daily contacts
• Maintain all collateral and guarantees within the appropriate margins and observe expiry dates at all times
• Prepare and compile all necessary write ups needed for initiating and developing the account relationship within the Bank's strategy.

· Preparing / renewing various documents needed for each new or existing facility(such as Global Loan Agreement, medium term loan agreements, undertakings, promissory notes, etc) prior to customer’s signature to protect bank’s rights.

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· Establish and maintain effective working relationships with co-workers, supervisors and colleagues bank wide.

· Prepare required reports on its due time.

· Respond positively and diligently to colleagues’ requests within the normal frame of work and contribute to bank strategy and policy-making as required.