Eman Naguib
Senior Economist
Giza
Summary
Results-driven Economist with extensive expertise in risk analysis across diverse buyer profiles and other institutions in diffrent regions around the world. Demonstrated success in evaluating the creditworthiness of client companies by leveraging a comprehensive understanding of financial information analysis, including cash flow records and management accounts. Adept at identifying potential risks and opportunities to ensure informed decision-making that supports organizational growth and financial stability. Committed to delivering high-quality insights that enhance strategies and foster strong client relationships.
Overview
15
15
years of professional experience
2
2
Languages
Work History
Senior Economist
Export Credit Guarantee Co. of Egypt
03.2023 - 10.2025
- Reviewing and renewing regulatory policies affecting business operations, advising management on best information providers to initiate or renew business with.
- Collaborating with different information providers to get the most accurate data on the macro and the micro levels to provide risk perception for the covered portfolio.
- Preparing risk profiles for various countries.
- Presented complex economic concepts in an accessible manner for non-experts during stakeholder meetings and conferences.
- Negotiated contracts among various stakeholders, securing favorable terms that maximized value for all parties involved and getting results from the process.
- Developed comprehensive economic forecasts, guiding strategic decision-making and business planning.
- Providing mentorship and fostering professional development within the department.
- Increased efficiency by streamlining economic data analysis processes.
- Gathering and analyzing data from different spectrums (eg: economical, political, environmental and technological.. etc.) and their relevance and effect to each other that would paint a picture that is as close as possible from reality.
Senior Reinsurance Analyst
Export Credit Guarantee Co. of Egypt
07.2022 - 02.2023
- Participating in team to pursue renewal of treaties with reinsurers and brokers according to the business volume and risk apetite.
- collaborating with colleagues in newgotiations to obtain best prices, terms and conditions from lead insurer and align the whole participantants in treaties to the same conclusion.
- commence meetings with the fellow reinsurers to share previous information, findings and trends to prepare for future business.
- bookkeeping all procedures once renewal is finalized and notify the concerned parties with the new terms and conditions.
Senior Commercial Underwriter
Export Credit Guarantee of Egypt
01.2019 - 06.2022
- Key responsibilities:
- Viewing material information provided by customer and provide a quotation in line with said information and in accordance with risk policy.
- calculating premium according to risk appetite, business volume and exposure.
- Analyzing current and past financial data for current and prospect buyers also, any material information provided by information providers.
- Observing recent financial performance and identify trends to reach prudent conclusions.
- Handling key portfolios (eg: OW Group, Mamiba & Giza Spinning) and negotiate the best terms according to obtained qualitative and\or quantitative information.
- Participating in the underwriting of key accounts (eg: Metra & Schneider)
- execution of large cases (eg: Ibn Sina) from underwriting perspective.
- Prepare reports on information on hand and communicate the insights of these reports to the broader management
- Consult with different management teams to develop long-term commercial plans
- preparing budgets and improvements based on new information and risk premium.
- Managing diverse portfolio in different sectors.
Marketing Analyst
Export Credit Guarantee of Egypt
06.2011 - 12.2018
- Key responsibilities:
- Handle the existing portfolio & following up on the volume of business (collected commissions, value of executed shipments, paid premium etc...) to evaluate the exporters' position.
- Regularly monitor the buyers (importers) performance to indicate active& inactive accounts.
- Regularly review the financial situation of buyers and exporters to monitor any financial problems that might occur (outstanding balance, unpaid fees ...) and proceed accordingly.
- Grab new accounts (exporters).
- Updating clients with any procedures regarding commissions, fees and countries risks covered.
- Bookkeeping any modification to buyer's portfolio managed.
Factoring Analyst
Export Credit Guarantee of Egypt
05.2010 - 05.2011
- Key responsibilities:
- Handling the Edifactoring system with the relevant entries.
- Examine documentation submitted by the exporters (export shipping documents: invoices, bill of lading ...etc.) for discounting and making sure that the documents aligned with FCI doctrine.
- Prepare the financing approvals.
- Follow up on the existing accounts in terms of executed shipments, premiums paid and profitability in order to determine existing pipeline and if its aligned with fiscal numbers.
- Handling correspondences with the International Import & Export Factors according to the GRIF rules.
- Monitor the client payment and sharing information with the EF or IF in accordance with the case in hand, with the relevant details or overdue.
Education
Bachelor of Commerce - Accounting
Cairo University
01-2009
Credit Certificate -
Egyptia Banking Institute
Cairo, Egypt 04.2001 -
Insurance, Legal And Regulatory (IF1) - Insurance
Chartered Insurance Institute
UK 04.2001 -
Insurance Underwriting Process (IF3) - Insurance
Chartered Insurance Institute
UK 04.2001 -
Customer Service in Insurance (IF9) - Insurance
Charted Insurace Institute
UK 04.2001 -
Skills
Strong verbal and written communication
Strong facilitation and negotiation skills
Strong sense of urgency and proactivity
Strong teamwork skills across multiple stakeholders
Excellent quantitative and qualitative problem-solving skills
Additional Information
For additional information, please contact:
Mr. Phillip Rossberg
CEO of EGE
01207477753
phillip.rossberg@ege-eg.com
Timeline
Senior Economist
Export Credit Guarantee Co. of Egypt
03.2023 - 10.2025
Senior Reinsurance Analyst
Export Credit Guarantee Co. of Egypt
07.2022 - 02.2023
Senior Commercial Underwriter
Export Credit Guarantee of Egypt
01.2019 - 06.2022
Marketing Analyst
Export Credit Guarantee of Egypt
06.2011 - 12.2018
Factoring Analyst
Export Credit Guarantee of Egypt
05.2010 - 05.2011
Credit Certificate -
Egyptia Banking Institute
04.2001 -
Insurance, Legal And Regulatory (IF1) - Insurance
Chartered Insurance Institute
04.2001 -
Insurance Underwriting Process (IF3) - Insurance
Chartered Insurance Institute
04.2001 -
Customer Service in Insurance (IF9) - Insurance
Charted Insurace Institute
04.2001 -
Bachelor of Commerce - Accounting
Cairo University