Hady Nossier

• Prepared journal entries and maintained the balance of the general ledger accounts.
• Prepared bank reconciliations on a monthly basis to identify potential discrepancies between company records and bank statements.
• Assisted with preparation of monthly financial statements.
• Reconciled month-end totals for timely and accurate reporting of financial information.
• Managed client billing process to ensure prompt payment, improving cash flow management.

Tracking Client Portfolio Performance:

• Regularly monitor and track the performance of client portfolios, including daily, weekly, and monthly reporting.
• Analyze portfolio returns, asset allocation, and risk metrics to assess performance against benchmarks and investment objectives.

Financial Modeling and Investment Analysis:

• Develop and maintain financial models for potential investment opportunities, including discounted cash flow (DCF) analysis, relative valuation (P/E, EV/EBITDA), and other relevant metrics.
• Conduct in-depth fundamental analysis of individual securities, including equities, fixed income, and alternative investments.

Development and Enhancement of Buffettology Investment Tool:

• Co-develop and refine Buffettology, an investment product that integrates the value investment strategies of Warren Buffett and Ben Graham.
• Implement core value investing principles from seminal texts like The Intelligent Investor, The Little Book That Still Beats the Market, and The New Buffettology, focusing on metrics such as intrinsic value estimation, margin of safety, and economic moat analysis.
• Contribute to the design and testing of Buffettology’s screening tools, which identify undervalued stocks based on key financial ratios such as price-to-earnings (P/E), price-to-book (P/B), return on equity (ROE), and free cash flow (FCF).

Reviewing Credit Applications:

• Assist in reviewing corporate credit applications submitted by clients, ensuring all necessary documentation and information are provided.
• Evaluate the financial health of clients by reviewing financial statements, balance sheets, income statements, and cash flow statements.
• Ensure compliance with the bank’s internal credit policy and the regulatory requirements set by the Central Bank of Egypt.

Financial and Ratio Analysis:

• Perform detailed financial analysis on client companies, focusing on key financial ratios, such as liquidity ratios (current ratio, quick ratio), profitability ratios (ROA, ROE), solvency ratios (debt-to-equity, interest coverage), and efficiency ratios (asset turnover, receivables turnover).
• Prepare ratio analysis to evaluate the company’s ability to meet debt obligations, sustain operations, and generate profits. This includes analyzing trends over multiple periods and comparing industry benchmarks.
• Conduct cash flow analysis to assess the client’s operational cash flow, working capital needs, and overall liquidity position.