Summary
Overview
Work History
Education
Skills
Languages
Training
Courses
Timeline
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Hassan Osama Badreldin

Hassan Osama Badreldin

Cairo

Summary

Dynamic professional with a proven track record at Al Baraka Bank, adept at managing credit risk, and ensuring compliance with regulations. Recognized for exceptional communication skills, and a commitment to resolving customer issues effectively. Experienced in loan evaluation and modification, demonstrating strong analytical abilities, and a creative approach to problem-solving.

Overview

2
2
years of professional experience

Work History

Retail Financing & Support

AL Baraka Bank
Cairo
05.2024 - Current
  • Retail Banking Operations
  • Reviewing loan or credit card documentation received from sales and branches to meet the bank's policy, procedure, and CBE rules.
  • Modification of loans (offset, change collateral, decrease, release collateral, rescheduling).
  • Processes full payoffs of loans.
  • Handling claim checks for car loans, total, and partial loss compensation.
  • Handling active loans, PD transfers, and loan waivers through collections departments.
  • Experienced in assessing and managing credit risk, with a solid understanding of loan evaluation processes.
  • Skilled in identifying high-risk loan applications and applying risk mitigation strategies to minimize default rates.
  • Ability to analyze credit reports and financial statements to assess borrower risk.
  • Supported loan application reviews, with a focus on identifying credit risk factors.
  • Assisted in conducting borrower creditworthiness assessments using financial data and credit scoring.
  • Demonstrated working knowledge of credit risk assessment, loan process evaluation, and risk mitigation strategies.
  • Knowledge of risk management and credit risk principles.

Call Center Agent

National Bank Of Egypt NBE
Cairo
10.2023 - 05.2024
  • Responsible for receiving bank clients calls and inquiries, follow up their requests and handling their problems.

Property Advisor

The Address Investments
Cairo
03.2023 - 09.2023
  • I contacted potential customers to schedule meetings to explain our projects and residential units.

Education

Bachelor's degree - Economics Department

Modern Academy In Maadi
Cairo Egypt
05.2021

Some College (No Degree) -

El Horreya Language School
Cairo Egypt

Skills

  • Good communication skills
  • Fast adaptation to new situations or ambiances
  • Multitasking
  • Handling situations
  • Credit risk assessment
  • Loan documentation review
  • Financial data analysis

Languages

English, Arabic

Training

  • Bank Audi S.A.E Summer Internship Program offers youth the chance to learn about banking activities and operations, and get to know our bank’s culture (August 2019 – September 2019)
  • Online training, ABC developments, digital transformation technology, technical and financial analyst, insurance banking, and sustainable developments (January 2021 – February 2021)

Courses

  • Egyptian Banking Institute, detecting bank counterfeit and forgery (September 2024)
  • A professional diploma of stock exchanges analyst, Advisor Academy International May 2021
  • Training in the Department of Financial and Economic Research, AWAD for Financial Consulting in Securities (April 2021 – May 2021)
  • Attending ROWAD 2021, Conference and Exhibition for Career Planning and the Labor Market Qualification (March 2021)

Timeline

Retail Financing & Support

AL Baraka Bank
05.2024 - Current

Call Center Agent

National Bank Of Egypt NBE
10.2023 - 05.2024

Property Advisor

The Address Investments
03.2023 - 09.2023

Bachelor's degree - Economics Department

Modern Academy In Maadi

Some College (No Degree) -

El Horreya Language School
Hassan Osama Badreldin