Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Hazem Radwan

Banker / Credit Analyst
Cairo

Summary

Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 3 years of resolving credit disputes and making recommendations on bad debt accounts. Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company. Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought. Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

4
4
years of professional experience
4
4
years of post-secondary education
2
2
Certificates
2
2
Languages

Work History

Credit Analyst

National Bank Of Egypt
Cairo
10.2020 - Current
  • Assessed credit risk and analyzed financial statements.
  • Made decisions and recommendations about extending lines of credit.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
  • Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
  • Conducted presentations to upper management and executive teams for loan recommendations.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
  • Analyzed and monitored portfolio credit performance against expectations and recommended improvement strategies.

Payables Accountant

BIM
Cairo
03.2020 - 09.2020
  • Assisted employees with filling out expense reports.
  • Created, balanced and maintained prepaid, fixed assets.
  • Processed accounts payable through BIM platform.
  • Collected and reported monthly expense variances and explanations.
  • Provided journal entries and performed accounting on accrual basis.
  • Used accounting software to issue tax returns and prepare consolidated reports.
  • Tracked funds, prepared deposits and reconciled accounts.
  • Balanced accounts associated with accounts payable process.

Education

Bachelor of Science - Accounting And Finance

Zagazig University
Zagazig
09.2014 - 07.2018

Skills

    Financial statements expertise

undefined

Certification

Credit Course Certificate, Frankfurt School & Egyptian Banking Institute - From July 2022 To March 2023

Timeline

Credit Course Certificate, Frankfurt School & Egyptian Banking Institute - From July 2022 To March 2023

03-2023

Business lending Certificate, Egyptian Banking Institute - From May 2022 To July 2022

07-2022

Credit Analyst

National Bank Of Egypt
10.2020 - Current

Payables Accountant

BIM
03.2020 - 09.2020

Bachelor of Science - Accounting And Finance

Zagazig University
09.2014 - 07.2018
Hazem RadwanBanker / Credit Analyst