Summary
Overview
Work History
Education
Skills
Software
Languages
Timeline
Generic
IBRAHIM EL-GAWISH

IBRAHIM EL-GAWISH

Experienced Banker
Cairo

Summary

Results-oriented banking professional with a proven track record in credit risk management, SME s credit, retail banking operation. Proficient in credit documents, credit risk,financial analysis, and data analysis.

Demonstrates strong leadership skills through effective team leadership and risk mitigation by paying meticulous attention to detail and maintaining clear communication with stakeholders. Holds an MBA with concentrations in finance and risk management . Successfully passed Levels 1 and 2 of the CFA exams in 2018 and 2020.

Overview

2025
2025
years of professional experience
2
2
Languages
17
17
years of post-secondary education

Work History

CREDIT DOCUMENTATION TEAM LEADER

QNB Bank
8 2022 - Current
  • Reviewing all credit documentations for SME s and corporate credit files before booking on the bank system.
  • Responsible for matching risk approval with credit documents and ensuring that all bank covenants and securities have been fulfilled correctly .
  • Processing around 25% of bank SME s and corporate credit files.
  • Confirm applying updated risk procedures on credit files.
  • Leading a group of executives & motivating them to be productive and engaged in work.
  • Coordinate with banks,risk, legal, business line and other teams on credit activities.
  • Enhanced team productivity by implementing efficient work processes and regularly reviewing performance metrics.

RELATIONSHIP MANAGER - SME

QNB Bank
1 2021 - 08.2022
  • Managed a diverse portfolio of small-to-medium enterprises, ensuring optimal risk management and profitability.
  • Built and maintained relationships with new and existing clients while providing high level of expertise.
  • Preparing financial analysis and submit credit proposal memo .
  • Manage a portfolio of 100 million EGP(around 60 files) for SME & MVSEs clients on Sindbad Branch in Cairo Egypt.
  • Achieved top performances in SMEs relationship manager competition in the year ended 2021.

Check Collection Team Leader

QNB Bank
1 2012 - 02.2021
  • Spearhead check processing operations via central bank clearing house while managing three to five direct-reporting officers depending on workflow requirements
  • Oversee approximately 20% of all checks collection process by bank
  • Lead all client retention efforts and correspond with other financial institutions regarding pending check transactions
  • Steer check collections from 35 branches maintaining average 10K checks monthly
  • Engage in branch project regarding BCP (Business Continuity Planning), developing computer programs, and tracking client special tariff

Education

No Degree - Data Analysis

Online
08.2023 - 03.2024

MBA - Finance & Banking Risk

ESLSCA BUSINESS SCHOOL
Cairo, Egypt
04.2001 - 01.2016

Master of Arts - Financial Analysis

CFA
USA
08.2018 - 08.2020

Skills

Credit documentation

Software

Excel

Google sheets

Python Programming

Tableau Software

R Programming

Languages

Arabic
Native language
English
Proficient
C2

Timeline

No Degree - Data Analysis

08.2023 - 03.2024

Master of Arts - Financial Analysis

CFA
08.2018 - 08.2020

MBA - Finance & Banking Risk

ESLSCA BUSINESS SCHOOL
04.2001 - 01.2016

CREDIT DOCUMENTATION TEAM LEADER

QNB Bank
8 2022 - Current

RELATIONSHIP MANAGER - SME

QNB Bank
1 2021 - 08.2022

Check Collection Team Leader

QNB Bank
1 2012 - 02.2021
IBRAHIM EL-GAWISHExperienced Banker