Mostafa Atia Mohamed El Dahrawy
Tanta,GHARBIA
Summary
Credit Analyst with extensive experience in team management, record maintenance, and financial statement analysis. Proven ability to enhance collections processes and drive efficiency in financial operations. Seeking to contribute expertise in a dynamic organization focused on growth and improvement.
Overview
7
7
years of professional experience
Work History
Credit Analyst
The National Bank Of Egypt
Tanta, Gharbia
01.2021 - Current
- Interpreted complex financial data, including balance sheets and income statements.
- Reviewed financial statements of potential borrowers to assess creditworthiness.
- Assessed loan requests for accuracy and compliance with lending guidelines.
- Communicated with borrowers throughout application processes to ensure clarity.
- Collaborated with various departments to facilitate efficient loan application processing.
- Evaluated existing customers' performance by analyzing repayment behavior and account status.
- Analyzed payment histories to determine customer credit risk profiles.
Microfinance Officer
Banque du Caire
Tanta, Gharbia
01.2020 - 01.2021
- Engaged with donors and investors to explore funding opportunities.
- Created financial models to evaluate feasibility of new projects.
- Ensured adherence to established procedures in all activities.
- Maintained customer relationships through proactive follow-up calls and emails regarding accounts.
Accountant
ELAlamia For Import and Export
Tanta, Gharbia
09.2018 - 12.2019
- Prepared monthly closing entries for multiple companies' financial records.
- Conducted timely general ledger reconciliations to ensure accuracy.
- Reported financial results encompassing balance sheets and income statements.
- Managed accounts receivable and payable, including bank statement reconciliations.
- Created accurate journal entries for month-end closing processes.
- Maintained knowledge of Generally Accepted Accounting Principles guidelines.
- Reviewed invoices for accuracy before processing payments.
- Monitored cash flows and projected weekly cash needs.
Education
Credit Course - Financial Analysis
The Egyptian Banking Institute
Cairo 02-2024
Fundamentals Of Digital Transformation - Digital Transformation
Tanta University
Tanta10-2023
MBA - Banking And Finance
Tanta University
Tanta10-2023
BBA - Accounting
Tanta University
Tanta05-2018
Skills
- Financial analysis and modeling
- Credit risk assessment
- Data interpretation
- Loan compliance
- Customer relationship management
Languages
Arabic
First Language
English
Upper Intermediate (B2)
B2
Timeline
Credit Analyst
The National Bank Of Egypt
01.2021 - Current
Microfinance Officer
Banque du Caire
01.2020 - 01.2021
Accountant
ELAlamia For Import and Export
09.2018 - 12.2019
Credit Course - Financial Analysis
The Egyptian Banking Institute
Fundamentals Of Digital Transformation - Digital Transformation
Tanta University
MBA - Banking And Finance
Tanta University
BBA - Accounting
Tanta University
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