Summary
Overview
Work History
Education
Skills
Certification
Emailaddresses
Personal Information
Militaryservice
Tennis
Timeline
Generic
Khaled Abdel-Hameed Heleas

Khaled Abdel-Hameed Heleas

SMEs Team Leader
Elobour City

Summary

I am looking to fill a position which matches my Business & Marketing experience and qualifications at major bank in Egypt

Organized Team Leader builds positive rapport, inspire trust and guide teams toward achievement of organizational goals. Strong facilitator adept at working cross-departmentally with co-management and top-level leadership. Excellent trainer and mentor.

Overview

15
15
years of professional experience
3
3
Certifications

Work History

SMEs Team Leader –Deputy Manager

Misr El-Gededa Groups - 10th Of Ramadan Group-
Cairo, Cairo Governorate
08.2021 - Current
  • Manage and plan various activities of SMEs services within established policies and procedures, developing new business ideas and action plans, ensuring efficient and effective services are provided to customers in all SMEs areas
  • Maintain relationships with complex and large SMEs accounts to effectively promote the bank’s products
  • Solve arising unusual problems that require good judgment and on-the-spot decisions
  • Contribute to branch profitability through effective SMEs’ services management and excellent response services to both current and prospective customers
  • Represent the main reserve of SMEs business knowledge within the branch and is responsible to diffuse this knowledge among the SMEs Relationship Managers for their development as well as ensuring their understanding of the new products and procedures
  • Review and sign credit facilities’ applications as specified by the SMEs procedures and within the authorized limits
  • Monitor, control and optimize workflow to improve productivity
  • Maintain the quality, systems, and structure of the SMEs business line within the branch
  • Plan for business unit needs in terms of volume projections, number of accounts, etc…
  • Prepare annual budget, action plans, and monthly reports in cooperation with the branch manager
  • Coach and counsel subordinates to ensure the enhancement of their performance
  • Develop and train personnel to assume varied responsibilities to meet and exceed the banking needs of their SMEs clients
  • Set a monthly plan for the SMEs team’s business visits and follow up their productivity and crossselling on a weekly basis
  • Follow up and monitor the correct implementation of KYC 'Know Your Customer' and Anti Money-Laundry regulations
  • Hold regular meetings with Market specialists to review the portfolio status and latest updates
  • Update subordinates on new guidelines, market studies, credit policies, & management decisions
  • Ensure the systematic maintenance of all necessary documentation and requests collected by subordinates
  • Ensure the correct functioning and implementation of the Permanent Supervision, Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible
  • Ensure the correct adoption of policies and procedures in order to guarantee that the bank business is conducted in compliance with Local Laws, Internal Rules and Regulations, as well as, International Standards

SMEs Lead relationship manager - Assistant Manager

Zagazig Branch- Delta Region & Beirut branch
02.2017 - 08.2021
  • To manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives
  • Establish new borrowing relationships for Business Banking (SME)
  • Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels
  • Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities
  • Implement and maintain complete control aspects i.e
  • Financial analysis of statements of accounts, documentation, periodical client visits call reports

SMEs Relationship Executive (Corporate Credit Dep.) - Section Head

Zagazig
Zagazig, Sharqia
01.2011 - 02.2017
  • Compile and analyze financial statements, judge outstanding credit and requirements of customers, prepare credit proposals (new, renewal, or modification), and provide adequate technical advice
  • Develop new business from prospective customers through the utilization of all services of the bank and augment services in the ones already established
  • Review and maintain credit files systematically, including loan documentation, agreements, commitments, historical data, financial statements, memos, supporting documents, investigation reports, correspondence, news clippings, and other miscellaneous forms
  • Maintain index of files for ready access
  • Keep knowledge of trends in the assigned industries and markets
  • Ensure the correct functioning and implementation of the Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible
  • Perform daily credit services to his/her assigned accounts, including: Authorize payment on overdrafts for accounts referred to by the operations group
  • This includes contacting the customer to secure better cooperation in using the credit
  • Authorize payments on checks and funds transfer with insufficient balance or other conditions within established policies and procedures
  • Review critical transactions and follow-up movement of funds on credit accounts Answer questions raised by customers and operations staff

Relationship Executive (Trade Finance Dep.) - Senior

01.2010 - 12.2010
  • Control and plan various activities of trade finance within established policies and procedures
  • Organize and maintain the quality, systems, and structure of the operations and service arrangements
  • Contribute to the branch profitability through effective operations management and excellent service response to both current and prospective customers
  • Authorize issuance and amendment of trade finance instruments (L/Cs, L/Gs, checks, documentary collections and open account)
  • Review and/or examine documents presented under different instruments
  • Review internal controls regarding segregation of duties, authorization of entries, reconciliation, assignment of work, and security of payment systems
  • Keep knowledge of international trade practices and domestic bank operations to be able to relate the needs of domestic customers and foreign correspondent banks

Education

MBA - Banking & Risk Management

Eslsca Bussiness School
Cairo
03.2016 -

Bachelors - Accounting

Zagazig University – Faculty of Commerce
05-2009

Skills

Microsoft Windows

Microsoft Office

internet research

undefined

Certification

QNB AA credit skills development program, MOODY’S analytical “Omega performance”, 02/19 - 08/19, Financial Accounting for SMEs Lenders, Commercial Loans to SMEs Business

Emailaddresses

  • Khaled_19882000@hotmail.com

Personal Information

  • Date of Birth: 01/14/88
  • Nationality: Egyptian
  • Marital Status: Married
  • Religion: Muslim

Militaryservice

Exempted

Tennis

since my kids are playing tennis game , encourage me to join them and start learning the game basic technique like them under supervision with their coach which is so much impressive sharing tennis experience with my little kids. leading to increase my passion to such wounderful game , joining many friendly competition with other adults

Timeline

SMEs Team Leader –Deputy Manager

Misr El-Gededa Groups - 10th Of Ramadan Group-
08.2021 - Current

SMEs Lead relationship manager - Assistant Manager

Zagazig Branch- Delta Region & Beirut branch
02.2017 - 08.2021

MBA - Banking & Risk Management

Eslsca Bussiness School
03.2016 -

SMEs Relationship Executive (Corporate Credit Dep.) - Section Head

Zagazig
01.2011 - 02.2017

Relationship Executive (Trade Finance Dep.) - Senior

01.2010 - 12.2010

Bachelors - Accounting

Zagazig University – Faculty of Commerce

Similar Profiles

CREATE PROFILE
Khaled Abdel-Hameed HeleasSMEs Team Leader