Mahmoud El-Srougy

Currently engaged as a Senior Credit Risk Investigation & Following Up officer at Agriculture Bank of Egypt, focusing on assessing and managing credit risk. This role involves thorough investigation processes and maintaining effective communication with relevant stakeholders to ensure accurate risk assessments. The responsibilities include developing strategies for effective follow-up on credit risks and implementing solutions to mitigate potential losses.

• Preparing credit inquiry reports on credit clients in various sectors of the bank (large companies - medium companies - micro companies)
• Preparing credit reports for financially distressed companies by the bank (remedial)
• Established robust systems for tracking and collecting information on defaulting customers.
• Demonstrated the ability to prepare multiple reports simultaneously for different activities.
• Engaged in self-development through participation in anti-money laundering programs and staying updated with relevant regulations.
• Implemented effective communication strategies to liaise with clients regarding their credit situations.
• Contributed to the development of improved risk management practices within the organization.
• Increased transparency in reporting practices with clear communication of findings to internal stakeholders at all levels of the organization.
• Assisted management in formulating strategic plans by providing insightful analysis on portfolio performance metrics.

Currently engaged as a Senior Credit Risk Investigation & Following Up officer at Agriculture Bank of Egypt, focusing on assessing and managing credit risk. This role involves thorough investigation processes and maintaining effective communication with relevant stakeholders to ensure accurate risk assessments. The responsibilities include developing strategies for effective follow-up on credit risks and implementing solutions to mitigate potential losses.

• Preparing credit inquiry reports on credit clients in various sectors of the bank (large companies - medium companies - micro companies)
• Preparing credit reports for financially distressed companies by the bank (remedial)
• Established robust systems for tracking and collecting information on defaulting customers.
• Demonstrated the ability to prepare multiple reports simultaneously for different activities.
• Engaged in self-development through participation in anti-money laundering programs and staying updated with relevant regulations.
• Implemented effective communication strategies to liaise with clients regarding their credit situations.
• Contributed to the development of improved risk management practices within the organization.

Worked as a Retail Risk Investigation Officer at Drive Finance, where the primary focus was on evaluating the creditworthiness of retail customers. Responsibilities included conducting risk assessments and following up on investigations related to credit applications, ensuring all processes adhered to regulatory standards.

• Performed detailed risk assessments for retail credit applications.
• Utilized analytical skills to identify potential fraud and mitigate risks.
• Collaborated with teams to enhance the efficiency of the investigation process.
• Provided insights and recommendations based on investigation findings.
• Verified compliance with codes and documented findings.
• Maintained an exemplary clearance rate by effectively prioritizing caseloads based on urgency levels.