Accomplished SMES Risk Assessment Senior Analyst with a proven track record at Arab African International Bank, adept in financial analysis and risk management. Excelled in evaluating creditworthiness, reducing credit risks, and enhancing portfolio profitability. Skilled in communication, adept at stakeholder engagement across levels. Achievements include significant reduction in past due balances through strategic risk assessments.
- Analyzing financial statements, credit reports, and other data to evaluate the creditworthiness of the company.
- Identifying potential risks and develop strategies to mitigate them, ensuring that credit decisions align with the organization's risk appetite.
- Providing recommendations on credit limits for new and existing customers based on their creditworthiness and financial performance.
- Monitor and manage a portfolio of SME accounts, ensuring that credit risks are properly managed and that the portfolio remains profitable.
- Provide banking services to customers, including processing financial transactions, such as deposits, withdrawals, and transfers.
- Perform teller functions, including processing financial transactions, providing financial advice to customers, and responding to customer inquiries.
- Provide customer service, including responding to customer inquiries, resolving customer complaints, and promoting banking products and services.
- Sell and market banking products and services to customers, such as loans, and credit cards.
- Resolve customer complaints and concerns in a professional and courteous manner.
- *Financial Analysis*: financial analysis skills, including financial statement analysis and credit risk assessment
Credit course certified from the American university in Cairo
Credit course certified from the American university in Cairo