Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Menna Moussa

Menna Moussa

SMES Risk Assessment Senior Analyst
Fifth Settlement ,Cairo

Summary

Accomplished SMES Risk Assessment Senior Analyst with a proven track record at Arab African International Bank, adept in financial analysis and risk management. Excelled in evaluating creditworthiness, reducing credit risks, and enhancing portfolio profitability. Skilled in communication, adept at stakeholder engagement across levels. Achievements include significant reduction in past due balances through strategic risk assessments.

Overview

9
9
years of professional experience
1
1
Certification

Work History

SMES Risk Assessment Senior Analyst

Arab African International Bank
03.2023 - Current

- Analyzing financial statements, credit reports, and other data to evaluate the creditworthiness of the company.

- Identifying potential risks and develop strategies to mitigate them, ensuring that credit decisions align with the organization's risk appetite.

- Providing recommendations on credit limits for new and existing customers based on their creditworthiness and financial performance.

- Monitor and manage a portfolio of SME accounts, ensuring that credit risks are properly managed and that the portfolio remains profitable.

SMES Credit Risk Analyst

National Bank of Egypt
08.2019 - 02.2023
  • Identified potential risks by analyzing trends in industry-specific data and market fluctuations.
  • Reduced credit risk by implementing comprehensive risk assessment strategies.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.

Universal Teller

Credit Agricole Bank
01.2017 - 08.2019

- Provide banking services to customers, including processing financial transactions, such as deposits, withdrawals, and transfers.

- Perform teller functions, including processing financial transactions, providing financial advice to customers, and responding to customer inquiries.

- Provide customer service, including responding to customer inquiries, resolving customer complaints, and promoting banking products and services.

- Sell and market banking products and services to customers, such as loans, and credit cards.

- Resolve customer complaints and concerns in a professional and courteous manner.

Treasury Accountant

Itworx
08.2016 - 12.2016

Education

Bachelor In Accounting - Commerce English Section

Ain Shams University
Cairo
06.2015

Skills

- *Financial Analysis*: financial analysis skills, including financial statement analysis and credit risk assessment

Certification

Credit course certified from the American university in Cairo

Timeline

SMES Risk Assessment Senior Analyst

Arab African International Bank
03.2023 - Current

Credit course certified from the American university in Cairo

01-2022

SMES Credit Risk Analyst

National Bank of Egypt
08.2019 - 02.2023

Universal Teller

Credit Agricole Bank
01.2017 - 08.2019

Treasury Accountant

Itworx
08.2016 - 12.2016

Bachelor In Accounting - Commerce English Section

Ain Shams University
Menna MoussaSMES Risk Assessment Senior Analyst