Menna Moussa
SMES Risk Assessment Senior Analyst
Fifth Settlement ,Cairo
Summary
Accomplished SMES Risk Assessment Senior Analyst with a proven track record at Arab African International Bank, adept in financial analysis and risk management. Excelled in evaluating creditworthiness, reducing credit risks, and enhancing portfolio profitability. Skilled in communication, adept at stakeholder engagement across levels. Achievements include significant reduction in past due balances through strategic risk assessments.
Overview
9
9
years of professional experience
1
1
Certification
Work History
SMES Risk Assessment Senior Analyst
Arab African International Bank
03.2023 - Current
- Analyzing financial statements, credit reports, and other data to evaluate the creditworthiness of the company.
- Identifying potential risks and develop strategies to mitigate them, ensuring that credit decisions align with the organization's risk appetite.
- Providing recommendations on credit limits for new and existing customers based on their creditworthiness and financial performance.
- Monitor and manage a portfolio of SME accounts, ensuring that credit risks are properly managed and that the portfolio remains profitable.
SMES Credit Risk Analyst
National Bank of Egypt
08.2019 - 02.2023
- Identified potential risks by analyzing trends in industry-specific data and market fluctuations.
- Reduced credit risk by implementing comprehensive risk assessment strategies.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Universal Teller
Credit Agricole Bank
01.2017 - 08.2019
- Provide banking services to customers, including processing financial transactions, such as deposits, withdrawals, and transfers.
- Perform teller functions, including processing financial transactions, providing financial advice to customers, and responding to customer inquiries.
- Provide customer service, including responding to customer inquiries, resolving customer complaints, and promoting banking products and services.
- Sell and market banking products and services to customers, such as loans, and credit cards.
- Resolve customer complaints and concerns in a professional and courteous manner.
Treasury Accountant
Itworx
08.2016 - 12.2016
Education
Bachelor In Accounting - Commerce English Section
Ain Shams University
Cairo06.2015
Skills
- *Financial Analysis*: financial analysis skills, including financial statement analysis and credit risk assessment
- *Communication*: good communication and interpersonal skills, with the ability to work with stakeholders at all levels
- *Risk Management*: a very good risk management skills, with the ability to identify and mitigate potential risks
- *Industry Knowledge*: Knowledge of the SME sector and the challenges faced by these businesses
- *Effective Communication*: good communication and interpersonal skills, with the ability to work with customers and colleagues at all levels
- *Banking Knowledge*: good knowledge of banking products and services, including financial transactions, accounts, and loans
simultaneously
Certification
Credit course certified from the American university in Cairo
Timeline
SMES Risk Assessment Senior Analyst
Arab African International Bank
03.2023 - Current
Credit course certified from the American university in Cairo
01-2022
SMES Credit Risk Analyst
National Bank of Egypt
08.2019 - 02.2023
Universal Teller
Credit Agricole Bank
01.2017 - 08.2019
Treasury Accountant
Itworx
08.2016 - 12.2016
Bachelor In Accounting - Commerce English Section
Ain Shams University