Moataz Hamed, CFA
FI & Treasury Risk Manager, CFA Instructor
Jizah,Egypt
Summary
Risk Manager with 15 years of progressive experience in banking, financial analysis, and credit risk management. CFA Charterholder with proven expertise in developing credit policies, assessing sovereign and FI risks, and leading financial modeling initiatives. Recognized CFA Instructor with over 1000 teaching hours, combining technical expertise with leadership and mentoring skills.
Overview
15
15
years of professional experience
2
2
Certifications
2
2
Languages
Work History
FIs and Treasury Risk Manager
Banque Misr
09.2022 - Current
- Evaluate the Risk associated with Money Market, Derivatives, Global Bonds transaction and recommend the proper structure to mitigate this Risk.
- Assess the credit and market risk related to bank portfolio of derivatives including NDFs, Swaps and Options.
- Reviewing Financial Modeling and Projection for Counterpart FIs
- Assess the credit and market risk related to bank portfolio of fixed income including Repo Transactions.
- Evaluate and review FIs credit rating and credit worthiness using internal rating model and rating agencies credit rating using Moody's rating methodologies.
- Evaluate Macro economic factors for counterparties Sovereigns and assess its credit risk profile.
- Reviewing the Credit risk policies for dealing with FIs and Sovereigns including the country limits policy.
- Reviewing credit proposals and credit risk recommendation for credit limits to FIs and Sovereigns.
- Follow up with Regulatory bodies to insure compliance with regulatory requirements.
FIs and Treasury Risk Senior Analyst
Banque Misr
01.2014 - 09.2022
- Preparing Financial Modeling and projection for counterpart FIs
- Preparing credit proposals and preparing credit risk recommendation for credit limits to FIs and Sovereigns in line with bank credit policy.
- Analyze and project FIs financial statements to evaluate the financial status of FIs.
- Review FIs credit rating and credit worthiness using internal rating model and Moody's rating methodologies.
- Analyze Macro economic factors for counterparties Sovereigns and assess its credit risk profile using Moody's rating methodologies.
- Preparing the Credit risk policies for dealing with FIs and Sovereigns.
- Preparing correspondent banking and trade finance related products like the master risk participation agreement (MRPA) to deal with foreign FIs in confirming and discounting documentary credit transactions.
- Assist in developing new IT systems to facilitate workflow regarding credit limits for FIs.
- Follow up and review the reports of exposure and concentration with banks and financial institutions and countries.
SME Credit Analyst
Banque Misr
02.2012 - 01.2014
- Meet potential customers and negotiating granting them loans and overdraft
- Using credit rating models to assess the creditworthiness of customers.
- Carrying credit assessment process including financial, credit analysis.
- Modeling the cash flow projection to assess borrowers ability to repay debt
- Make industry analysis for each customer at each new granting and renewals.
- Reviewing the loans booking process.
- Monitoring the performance of the credit portfolio and assess the risk related to the portfolio.
- Negotiating with the client in order to identify all terms and conditions upon which a business relationship shall commence
- Monitoring the customers usage of their limits of the overdraft.
Junior External Auditor
Mazars Egypt
10.2010 - 02.2012
- Attend due diligence with pwc for International Eye Hospital Accqusition.
- Audited Mansour Chevrolet Corporation.
- Audited International Eye Hospital.
- Audited Incolease (International Company for Leasing S.A.E).
- Audited Remco for Tourism Village Construction (Listed Company) and its subsidiaries.
Education
Bachelor of Commerce - English section
Benha University
05.2010
Skills
Microsoft office applications
Financial Analysis
Financial Modeling
Treasury Products evaluation
Credit Risk Analysis
Macro-Economic Analysis
Credit Rating
Certification
CFA Charter Holder, CFA Institute
Accomplishments
- Achieved CFA Charterholder status one of the most prestigious designations in finance.
- Delivered 1000+ hours of CFA curriculum instruction (Level I & II).
Qualities
- Negotiation Skills
- Hard Worker
- Adaptable and Open to Learn
- Committed to Deadlines
- Highly Dedicated and Self Improving
Timeline
FIs and Treasury Risk Manager
Banque Misr
09.2022 - Current
CFA Charter Holder, CFA Institute
06-2018
Credit course Certified, Jilan Shenndy & Associate co program with Banque misr
02-2016
FIs and Treasury Risk Senior Analyst
Banque Misr
01.2014 - 09.2022
SME Credit Analyst
Banque Misr
02.2012 - 01.2014
Junior External Auditor
Mazars Egypt
10.2010 - 02.2012
Bachelor of Commerce - English section
Benha University