Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Training
Personal Information
Timeline
Generic
MOHAMED AHMED ABOZEID

MOHAMED AHMED ABOZEID

Team Leader Wholesale Banking

Summary

Experienced banking professional with 15+ years of expertise in portfolio management, consistently exceeding revenue targets, and delivering customized financial solutions. Skilled in corporate finance, risk assessment, and cross-functional collaboration. Demonstrated proficiency in utilizing financial analysis tools and software to consistently achieve targets.

Overview

18
18
years of professional experience
4
4
years of post-secondary education
5
5
Certifications
2
2
Languages

Work History

Team Leader Wholesale Banking

Arab Banking Corporation
09.2022 - Current


  • Developing and maintaining strong relationships with SME and Commercial Banking clients, managing a diverse portfolio and negotiate and close deals with clients to enhance the bank's profitability
  • Marketing bank products to attract new business segments and customers, aligning with marketing strategies
  • Coordinating with cross-functional teams, including risk management, legal, and operations, for smooth transaction execution
  • Reviewing Credit Proposal and following up with the credit risk Department for submission to the concerned committee for approval
  • Following up the implementation of the CPM till the assets are booked including fulfillment of all requested documents, collaterals, and conditions precedent
  • Conducting regular accounts follow-up assisted by periodical reports prepared by ARMs / RMs
  • Monitoring market trends and competitive landscape to adapt strategies
  • Provided strategic financial advice, contributing to clients' business growth and objectives and coordinated with the Credit Committee to facilitate efficient decision-making processes.

Key Achievements

  • Provided strategic financial advice, contributing to clients' business growth and objectives and coordinated with the Credit Committee to facilitate efficient decision-making processes.

Business Center Head (SMEs)

Alex Bank
06.2020 - 08.2022
  • Led and managed the SME business center, overseeing day-to-day operations and conducted regular portfolio reviews to maintain quality and compliance
  • Nurtured client relationships, addressing their needs and providing tailored financial solutions
  • Presented credit proposals with comprehensive technical and financial information and collaborated with various departments to ensure effective client relations and services.

Key Achievements:

  • Established and maintained strong relationships with high-value clients, providing tailored financial solution and support clients to maintain regular payment and avoiding any delinquency through the necessary restructuring measures.

Relationship Manager (SMEs)

Alex Bank
01.2018 - 05.2020
  • Managed and nurtured relationships with SME clients, delivering tailored financial solutions
  • Conducted in-depth credit assessments and presented comprehensive credit proposals
  • Ensured portfolio quality through regular assessments, reviews, and risk mitigation strategies and ensured strict compliance with regulatory requirements and internal policies
  • Collaborated seamlessly with cross-functional teams to facilitate the execution of client transactions.

Key Achievements:

  • Strengthened client relationships, resulting in increased business volume and a substantial number of referrals.
  • Successfully navigated complex financial transactions, showcasing a high level of expertise in SME banking.
  • Achieved an outstanding 176% overachievement in 2018 at Alex Bank (Intesa Sanpaolo).

Relationship Manager (SMEs)

Arab Banking Corporation
12.2016 - 12.2017
  • Conducted comprehensive credit assessments and presented credit proposals, ensuring alignment with clients' needs and financial goals
  • Ensured the quality and compliance of the portfolio through regular assessments and risk mitigation strategies
  • Collaborated effectively with cross-functional teams, coordinating the execution of client transactions.

Key Achievements:

  • Played a key role in facilitating complex financial transactions, contributing to the organization's success in SME banking
  • Maintained a 100% achievement rate in 2017 at Arab Banking Corporation (ABC Bank)

Relationship Manager (SMEs)

Audi Bank
01.2012 - 11.2016
  • Managed and cultivated relationships with SME clients, providing tailored financial solutions to meet their specific needs
  • Maintained portfolio quality through regular assessments, risk mitigation strategies, and proactive problem solving
  • Collaborated seamlessly with various internal teams to streamline client transactions, ensuring efficient execution
  • Adhered rigorously to regulatory requirements and internal banking policies, prioritizing compliance and ethical conduct.

Key Achievements:

  • Successfully navigated complex financial transactions, showcasing expertise in SME banking and financial solutions. Conducted thorough credit assessments, prepared detailed credit proposals, and ensured adherence to risk management protocols
  • Achieved an impressive 120% overachievement in 2016 while at Bank Audi from January 2012 to December 2016

Senior Credit Admin Officer

Audi Bank
01.2008 - 12.2011
  • Collaborated closely with credit analysts and relationship managers to verify the accuracy and completeness of credit documentation
  • Oversaw the maintenance of credit files and records, maintaining an organized and up-to-date database
  • Played a critical role in coordinating internal processes related to credit approvals and disbursements
  • Ensured strict adherence to regulatory requirements and internal policies governing credit administration.

Key Achievements:

  • Maintained a high level of accuracy and efficiency in credit documentation, contributing to the bank's risk mitigation efforts
  • Supported the credit approval process, enabling timely decision-making and efficient credit disbursements
  • Demonstrated a strong commitment to regulatory compliance, upholding the bank's reputation for ethical and responsible lending practices

Senior Accountant

ELKharafi National Group
08.2006 - 12.2007
  • Assumed a senior role in the accounting department, overseeing financial transactions and records
  • Managed and maintained accurate financial statements, including ledgers, balance sheets, and income statements
  • Collaborated with cross-functional teams to facilitate financial audits and resolve accounting discrepancies.

Key Achievements:

  • Demonstrated strong attention to detail and accuracy in financial record-keeping, ensuring the integrity of financial data

Education

Bachelor of Commerce - Accounting and Finance (English Section)

Cairo University
09.2002 - 06.2006

Skills

Financial Analysis

Certification

Treasury Professional, Association for Financial Professional.

Accomplishments

  • Successfully managed a diverse portfolio of SMEs worth EGP +500 Million, spanning various industries such as Renewable Energy, Food & Beverage, Manufacturing, Plastic, Construction, Wholesale Trading, and more.
  • Built lasting client relationships, exceeding revenue targets consistently.

Training

  • Sustainable Finance Framework and Obligor ESG Risk Assessment ABCE Academy.
  • Digital Banking for SME- Developer.
  • Green Energy Finance online training -RENAC- Berlin.
  • Advanced Level of FSA - American University in Cairo (AUC).
  • SMEs lending Curricula-Federation of Egyptian Banks.
  • Moody’s Cash Flow Analysis Training-Bank Audi.
  • SMEs Risk Management- Egyptian Banking Institute.

Personal Information

  • Date of Birth: 04/16/85
  • Nationality: Egyptian

Timeline

Treasury Professional, Association for Financial Professional.

09-2022

Team Leader Wholesale Banking

Arab Banking Corporation
09.2022 - Current

Expert in SME Finance, Frankfurt School of Finance and Management.

10-2021

Business Center Head (SMEs)

Alex Bank
06.2020 - 08.2022

Relationship Manager (SMEs)

Alex Bank
01.2018 - 05.2020

Relationship Manager (SMEs)

Arab Banking Corporation
12.2016 - 12.2017

SME Credit Risk, European Bank for Reconstruction and Development.

08-2014

SME Banking Finance, Egyptian Banking Institution.

06-2013

Relationship Manager (SMEs)

Audi Bank
01.2012 - 11.2016

Credit Management, Egyptian Banking Institution.

06-2011

Senior Credit Admin Officer

Audi Bank
01.2008 - 12.2011

Senior Accountant

ELKharafi National Group
08.2006 - 12.2007

Bachelor of Commerce - Accounting and Finance (English Section)

Cairo University
09.2002 - 06.2006
MOHAMED AHMED ABOZEIDTeam Leader Wholesale Banking