MOHAMED EL BANNA

• Managing the business consultants onsite and offsite during the implementation project. Managing their day-to-day activities and planning future deliverables for each.
• Provided training to the bank team for: Financial Accounting cycle, Financial reports, Central bank reports, IFRS 9 Module, Provision Module, Internal account, Post Closure Module, Data Capture Module.
• Gathered user and business requirements for: Building chart of accounts.
• Conducted workshops with the bank to explain T24 processes and to identify the gaps and prepared a Business Solution Design Document.
• Analyzed and optimized the proposed business process.

Project Experience

• Misr Digital Innovation (MDI) – Temenos T24 R21 Implementation

Project Title

Temenos T24 R21 Implementation for Misr Digital Innovation.

Company

ITSS Global

Client

Misr Digital Innovation (MDI)

Duration

Jan 2023 – Present

Role

Business Consultant

Responsibility

o Created Balance sheet, Income Statement & Internal Accounts.

o Provided training to the bank team for:

• Finance Module.

• Post Closure.

• Financial Reporting & Accounting.

• Data Capture.

• Fund Transfer.

1. Conducted workshops with bank to explain T24 processes & to identify the gaps and prepared Business Solution Design Document taking into consideration digital journeys.

2. Analyzed and optimized the proposed business process.

3. Planned, analyzed, tested, and designed new business solutions.

4. Currently, MDI project is in UAT2 phase with high quality deliverables from ITSS side and high pass percentage for all test cases and our team is providing support and guidance for business users during the testing process

5. Working on CBE Reports.

• Misr Iran Development Bank (MID) – Temenos T24 R21 Implementation

Project Title

Temenos T24 R21 Implementation for Misr Iran Development Bank

Company

ITSS Global

Client

Misr Iran Development Bank (MID)

Duration

Jan 2023 – April 2025

Role

Business Consultant

Responsibility

o

Created Balance sheet, Income Statement & Internal Accounts.

o

Provided training to the bank team for:

• Finance Module.

• Financial Reporting & Accounting

• Post Closure.

• Data Capture.

• Customization solution for Provisioning.

• Fund Transfer.

1. Conducted workshops with the bank to explain T24 processes and to identify the gaps and prepared a Business Solution Design Document.

2. Analyzed and optimized the proposed business process.

3. Created a Customization Solution for Provisioning

4. Calculated Provisioning for Retail & Corporate Customers with different Requirements.

5. We made Provision Calculations for (Accounts, Syndication Loans, Letter of Credit, Letter of Guarantee)

6. Calculate the Collateral per Contract & get the Collateral after Hair Cut in order to Calculate the Provision on the Unsecured Amount.

7. In Testing phase related to Provisioning in April 2024.

8. In May 2024 the Solution has been tested with no issues due to our excellency in the Business side & my past experience as a Senior Analyst in Capital & Financial Management at AAIB in Egypt.

9. For ECL we only make initial Solution Regards the Recent Requirement by Creating a Table on T24, and the bank will upload the file through path in order to see the Transactions per Customer on the Screen. In phase 2, we will make the whole Solution.

10. Created 3 CR Reports that are required from the bank side.

11. Working on CBE Reports.

• National Bank of Iraq (NBI) – Temenos T24 R21 Implementation

Project Title

Temenos T24 R21 Implementation for National Bank of Iraq.

Company

ITSS Global

Client

National Bank of Iraq (NBI)

Duration

Jan 2023 – Jan 2024

Role

Business Consultant

Responsibility

1. Created Balance sheet, Income Statement & Internal Accounts.

2. Provided support and guidance for bank team during testing process.

3. Implementation went live successfully on Jan. 2024.

4. We Reach the Bank’s Satisfaction due to our Commitment to work & the no. of Resolved issues.

5. We built a Good Relationship with the bank due our professionalism in work & always Deliver our work in the Bank’s time Frame.

6. Live Support with the bank in Jordan from May 2024 till present in order to respond to their issues & always have Calls on Daily basis to understand them what they don’t know.

7. In Live support on a daily basis, we trace the number of issues & working on it to resolve the issues on the spot.

8. Provided training to the bank team for

• Financial Reporting.

• Financial Accounting.

• Financial Reconciliation.

• Housing and Development Bank (HDB) – Implementation.

Project Title

Implementation for Housing and Development Bank

Company

ITSS Global

Client

Housing and Development Bank (HDB)

Duration

Jan 2023 – April 2023

Role

Business Consultant

Responsibility

1. Creating Categories, Lines, Ranges & Asset types.

2. Working on Financial Upgrade & Accounting for Trade Finance Implementation.

3. Made the Financial Reporting Reconciliation for the Upgrade.

4. Upgrade went live successfully and currently we are in Post-Live Support phase

• Suez Canal Bank (SCB) – T24 R21 upgrade.

Project Title

Temenos T24 R21 upgrade

Company

ITSS Global

Client

Suez Canal Bank (SCB) - Egypt

Duration

Feb 2024 – Jan 2025

Role

Business Consultant

Responsibility

1. Participated in the Upgrade related to

• Financial Reconciliation.

• Financial Accounting.

• Financial Reporting.

2. Done For Testing Cycle SIT 1 & 2 till Present.

3. Made the Financial Reconciliation to Approve that there is no Difference.

• Egyptian National Post Office (NPA) – Temenos T24 R22 Implementation

Project Title

Temenos T24 R22 Implementation for Egyptian National Post Office

Company

ITSS Global

Client

Egyptian National Post Office (NPA)

Duration

Jan 2023 – Present

Role

Business Consultant

Responsibility

1. Conducting workshops with NPA to explain T24 processes and to identify the gaps and prepare Business Solution Design Document.

2. Designing solutions and delivery of required documentation / solutions with high quality and ensuring meeting the client requirements for the following Modules • Financial Reporting & Accounting.

• Post Closure.

• Data Capture.

• Fund Transfer.

• Alsalam Bank – Algeria – Temenos T24 R22 Financial Reporting & Accounting CR

Project Title

Temenos T24 R22 Financial Reporting & Accounting CR for Alsalam Bank – Algeria

Company

ITSS Global

Client

Alsalam Bank – Algeria

Duration

Feb 2024 – Dec 2024

Role

Business Consultant

Responsibility

1. Financial Reporting & Accounting CR related to Financial Statement & P&L Adjustment Entry.

2. Audited Finance Reports after Adjusting Entries Effects.

3. Extracted From the Core Directly without any human entering action.

• Lead the implementation of IFRS 9 standards across the organization, including the development of methodologies, models, and processes to comply with regulatory requirements.
• Conducted thorough credit risk assessments and provide recommendations to senior management based on your analysis. This includes assessing the expected credit losses (ECL) for various financial instruments in accordance with IFRS 9 guidelines.
• Utilize advanced analytical tools and techniques to analyze large datasets related to credit risk, impairment, and financial performance. Identify trends, patterns, and potential areas of concern to ensure accurate reporting and decision-making.
• Validate models for estimating credit losses, impairment, and other relevant financial metrics. Ensure that these models comply with regulatory standards and industry’s best practices.
• Stay informed about changes in accounting standards, regulations, and industry guidelines related to IFRS 9. Collaborate with internal stakeholders to ensure timely compliance with regulatory requirements.
• Prepare comprehensive reports, presentations, and documentation to communicate findings, recommendations, and compliance status to senior management, regulatory agencies, and auditors.
• Collaborate effectively with cross-functional teams, including risk management, finance, accounting, and audit, to address IFRS 9-related issues and initiatives.
• Responsible for calculating ECL based on IFRS9. For Egypt, UAE and Lebanon.
• Managing and presented Top 50 concentration reports to top Management.
• Conducting stress tests to present base and severe economic scenarios to assess the bank’s ability to respond to adverse market conditions in terms of risk sensitivity and risk management effectiveness.
• Making weekly assessment to Trace any Default Customer to Report them to the Top Management to Start Taking Action with Them.

• Process various financial transactions, including deposits, withdrawals, check cashing, and loan payments accurately and efficiently.
• Handle cash transactions accurately, maintain appropriate cash levels in the teller drawer, and ensure compliance with bank policies and procedures regarding cash handling.
• Stay informed about the bank's products and services to effectively cross-sell and promote additional banking products to customers.
• Maintain accurate records of transactions and balance cash drawers at the end of the day to ensure accuracy and compliance with banking regulations.
• Collaborate with other bank staff members to achieve branch goals and provide support as needed.
• Investigating and diagnosing network, system, ATM and applications problems and taking actions to solve it.
• Participate in training and development programs to enhance my skills and knowledge of banking operations.