Mohamed Osama Mohamed Ali

• accountable for assessing and selecting appropriate collateral , and for tracking and monitoring the maturity dates of associated policies to mitigate risk
• collaborate with RMs and Risk team to support business growth while safeguarding portfolio quality
• Prepare detailed credit analysis reports
• Review loan applications and supporting documents
• Recommend acceptance, rejection, or modification of loan requests
• Monitor customer’s financial performances

• Conduct thorough credit analysis on corporate clients, assessing their creditworthiness and prepair the credit memo to be presented to Risk management .
• Evaluate financial statements (balance sheets, income statements, cash flow statements) and banking investigations (ACP - ISCORE) And other relevant financial data to assess credit risk.
• Analyze industry data and economic indicators to understand market trends and their impact on credit risk.
• Develop and utilize financial models and conduct scenario analyses to assess potential risks and opportunities

• Implementing solutions and escalating unresolved problems through social media cases to upper management.
• Responsible for solving the customers' complaints and execute their applications which submitted through the online banking service.
• Helping In analyses and provides continues Survey on our bank products and services, receive the branches requests and support in activation the new credit cards and tasks required to contact our Elite segment.
• Assist customers with taking out different types of loans, including personal, auto, home equity, etc

• Resolved over 100 customer issues per day by researching and exploring answers.

• Educated clients on account services and resolved client inquiries regarding statement information and account issues.

• Communicated with customers to understand needs and recommend appropriate solutions

• Described and explained details about bank products and services options to convince customers and guide purchasing decisions.