NADA ESSAM FAROUK
Business Department
Alexandria
Summary
Seeking a challenging career in the banking sector or any related field, leveraging education and professional experience to contribute to the organization's success.
Overview
3
3
years of professional experience
19
19
years of post-secondary education
1
1
Certification
3
3
Languages
Work History
Relationship Officer Direct Sales
Banque Du Caire
12.2023 - Current
- Selling Personal Loans
- Adding new customers to the bank
- Achieving monthly target
Small businesses and SME's Loan Officer
Fab Misr
09.2023 - 11.2023
- Selling Small businesses Loans
- Selling SME's MTL Loans
- Building a relationship with new customers
- Recruit new clients
Continually network to identify potential SME Clients in the respective region/zones
-Explain the loan process to potential clients and verify clients’ eligibility for a loan
- Carry out risk assessment by collecting detailed information on each client through meetings and field visits (home, business, suppliers, customers, guarantors, community) and complete loan appraisal (financial analysis, repayment capacity, duration of loan, collateral, etc)
- Update required data in MIS
- Prepare Loan Appraisal report for Credit Committee meeting
- Collect and/or fill out documents for guarantees
- Present the loan to Credit Committee and inform the client of the loan committee’s decision.
- Verify the proper use of the funds disbursed
- Monitor loans including periodic site visits and check that repayments are made on schedule.
- Report clients to supervisor when repayments are late and contact clients to arrange repayment
- Ensure full compliance with all Mutahid policies and procedures to ensure alignment with the audit recommendations
- Conduct orientation meetings with potential SME clients at various levels
- Perform a loan needs assessment for each of the interested SME clients
- Conduct the technical feasibility and economic viability study for each of the potential and interested SME clients businesses
- Assist the SME clients in preparing their loan applications and brief them on the general procedures and requirements for the SME product
- Monitor the progress of the SME loans and provide support as needed
- Assist SMEs department to participate on the available fairs and workshops
- Based on the knowledge of the local community, support and communicate to the headquarters any new initiative which could improve the SMEs’ development processes
Relationship Officer Direct Sales
Al Ahli Bank of Kuwait
10.2021 - 08.2023
- Responsible for high net customer portfolio and drives to enhance it
- Markets various banks products and services to VIP and special customer in/out the Branch
- In charge of specific club customers portfolio
- Identifies, develops and services needs involving large transactions which meet established requirements and provide maximum profitability to the bank with a minimum risk
- This includes, opening various new accounts, receiving large deposits, issuing ATM and Credit card, etc
- Identifies and prepares a list of potential new clients and sets appointments once approved
- Visits existing and potential customers and presents the new and existing Bank P&S, getting feedback and suggestions if any
- Creates key relationships in all Agencies assigned to facilitate current and future work
- Generates new customers building customer relationships, cross sells relative Consumer Banking Products to new and existing customers, and provides the highest level of quality in customer service
- Provides Team Leader with Reports including Call Visits, Weekly, Monthly, Quarterly, and Annual Reports of achievements, problems, customer feedback /suggestions, as well as new Product/Services pitches or presentations, Strategy and Plan of Action suggestions
Education
GED -
Faculty Of Commerce Alexandria University
Alexandria, Egypt 04.2001 - 06.2020
Skills
Capable of dealing with windows operations systems
Personal Information
- Date of Birth: 07/02/98
- Nationality: Egyptian
- Religion: Muslim
References
Will be provided upon Request
Professionalcourses
- 2023, SME's credit certificate, Studying, Frankfurt (EBI), Alexandria
- 2017, Commercial Excel Level (1) & (2), University, Alexandria
- 2018, Soft Skills, Full course, University
- 2018, English Conversation, New reizon
Certification
Credit course
Timeline
Relationship Officer Direct Sales
Banque Du Caire
12.2023 - Current
Small businesses and SME's Loan Officer
Fab Misr
09.2023 - 11.2023
Relationship Officer Direct Sales
Al Ahli Bank of Kuwait
10.2021 - 08.2023
GED -
Faculty Of Commerce Alexandria University
04.2001 - 06.2020
Credit course
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