Ali Mohamed Reda Hassan
Senior Credit Analyst
476 Gardenia City Compound, First Settlement,C
Summary
Experienced with credit risk assessment, financial statement analysis, and risk management. Utilizes analytical skills to evaluate creditworthiness and develop risk mitigation strategies. Strong understanding of regulatory compliance and financial modeling.
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Overview
13
13
years of professional experience
4
4
years of post-secondary education
2
2
Certifications
2
2
Languages
Work History
Senior Credit Analyst
Banque Misr
Cairo, Cairo Governorate
12.2021 - Current
- Portfolio Management and Reviewing & analyzing Financial Statements
- Preparing Credit Memos
- Following up with credit admin dep to activate loans files
- Following up with Bank branches daily operation for credit clients
- Following up with Company's Payments & ensuring Following approvals Terms and Conditions
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Developed customized financial models to assess borrower''s capacity, ensuring accurate credit evaluation.
Senior Customer Advisor
QNB
10.2016 - 12.2021
- Processed customer transactions promptly, minimizing wait times.
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Maintained cash drawer accuracy by conducting regular audits and implementing effective cash handling practices.
- Maintained up-to-date knowledge of bank products, services, promotions, policies, regulations to better assist customers with their financial needs.
- Balanced cash drawers daily, identifying discrepancies and taking corrective actions as needed.
- Improved customer satisfaction by providing efficient and accurate transaction processing.
- Responsible for Monitoring customers transactions to avoid money laundry & acquiring documents that justify suspicious transactions.
Call Center Representative
CIB
03.2016 - 09.2016
- Handled escalated calls professionally, effectively resolving complex issues and ensuring client satisfaction at all times.
- Managed high call volumes while providing exceptional customer support and maintaining professional composure.
- Enhanced customer satisfaction by efficiently addressing and resolving inquiries in a timely manner.
- Reduced average call handling time, ensuring prompt service to customers while maintaining quality interactions.
- Provided personalized assistance to clients, fostering strong relationships and promoting brand loyalty.
- Established trust with clients by accurately addressing their concerns and offering appropriate resolutions based on their needs.
Logistics Officer (Summer Internship)
Allied Integrated party for Logistics
09.2015 - 12.2015
Logistics Officer (Summer Internship)
Green Line Freight Forwarding
05.2015 - 06.2015
Logistics Officer (Summer Internship)
General Egyptian Petroleum Corporation
09.2013 - 12.2013
Logistics Officer (Summer Internship)
Egypt Air
08.2012 - 12.2012
Logistics Officer (Summer Internship)
Coca Cola Company
09.2012 - 10.2012
Education
Bachelor - Logistics And Supply Chain Management
Arab Academy For Science & Technology (AAST)
Cairo 09.2011 - 06.2015
High School Diploma -
Saint Fatima Language School
Cairo, Egypt 09.2010 - 06.2011
Skills
Credit reporting
Credit analysis
Relationship management
Credit risk
Financial statement analysis
Cash flow analysis
Underwriting
Certification
Credit Course Chase Manhattan, EBI
Personal Information
Date of Birth: 13/04/1993
Timeline
Credit Course Frankfurt, EBI
01-2024
Senior Credit Analyst
Banque Misr
12.2021 - Current
Credit Course Chase Manhattan, EBI
09-2021
Senior Customer Advisor
QNB
10.2016 - 12.2021
Call Center Representative
CIB
03.2016 - 09.2016
Logistics Officer (Summer Internship)
Allied Integrated party for Logistics
09.2015 - 12.2015
Logistics Officer (Summer Internship)
Green Line Freight Forwarding
05.2015 - 06.2015
Logistics Officer (Summer Internship)
General Egyptian Petroleum Corporation
09.2013 - 12.2013
Logistics Officer (Summer Internship)
Coca Cola Company
09.2012 - 10.2012
Logistics Officer (Summer Internship)
Egypt Air
08.2012 - 12.2012
Bachelor - Logistics And Supply Chain Management
Arab Academy For Science & Technology (AAST)
09.2011 - 06.2015
High School Diploma -
Saint Fatima Language School
09.2010 - 06.2011
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