Nancy Elesseily
Corporate Credit Risk Analyst
Cairo,Madinaty
Overview
3
3
Languages
1
1
Certification
5
5
years of post-secondary education
9
9
years of professional experience
Work History
Excecutive Commitee Co-ordinator
Arab African International Bank
Cairo, Egypt
11.2020 - Current
Corporate Credit Risk Analyst
Arab African International Bank
Cairo, Egypt
10.2019 - Current
- Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.
- Review credit appraisals, short form, offering tickets, call reports & discuss the credit appraisals with team head & head of corporate credit risk.
- Negotiate with business in order to enhance package & mitigate risk.
- Monitor corporate clients’ accounts to shed light over any past dues/ early warning signals and notify senior management promptly.
- Prepare periodical reports (Daily and Weekly Corporate and Economic News Bulletin and Past Dues Commentary).
- Attend to CBE requirements and submit available documents to CBE.
- Attend to non-frequent special assignment as requested by Management.
Corporate Credit Admin
Arab African International Bank
Cairo, Egypt
09.2014 - 09.2019
- On a Quarter Basis, calculate Bank Provisions and Portfolio Analysis.
- Review all credit appraisals presented by the corporate marketing department for any credit facility being granted in order to ensure proper implementation & compliance with the CBE regulations.
- Review obtained facilities legal documentation to ensure terms are consistent with the approved credit appraisal.
- Ensuring that the bank is adequately protected at all times through complete, valid, continuing & legally enforceable documents offering valuable consideration for the approved facilities.
- Monitor credit facilities to ensure compliance with all approved terms, conditions & applicable covenants & report observations to the Department Head & Managers.
- Coordinate with internal customers (Internal Audit & Compliance) to ensure adherence to guidelines & that all requests are fulfilled.
- Ensure all pre-disbursement conditions are complied with the approved credit appraisal terms & conditions under STF, MTL & Syndicated Loans.
- Mark-up & maintenance of bank credit facilities- input, registration of limits, collateral, disbursements, amendments and pricing.
- Credit Control- monitor & report to business units credit limits annual review/ expiry dates, repayment schedules’ status, excesses, collateral coverage & insurance policies due for renewal.
- Ensure that security, collateral & guarantees held by the bank against outstanding exposures is current, reliable & not released until the full settlement and discharge of the liabilities by the borrowers or the guarantors, unless otherwise approved by the appropriate authority.
- Monitor the progress for each contract / project / bank financing & obtain regular updates in this regard through monthly or quarterly progress reports.
- Handle corporate credit operations on a case-by-case basis as per approved credit appraisal terms.
- Review settlement payments and daily operations as checks payment, L/Gs & L/Cs approvals etc.
- Provides a full range of day-to-day support service to Relationship Managers in order to fulfill teamwork & group objectives.
- Coordinate & resolve any irregularities in transactions with Relationship Managers.
- Prepare required reports & forms to communicate with the current status of existing credit facilities to management.
Customer Service Representative
Arab African International Bank
Mahalla , Gharbya
10.2013 - 09.2014
- Provided primary customer support to internal and external customers.
- Responded to customer requests for products, services and company information.
- Offered advice and assistance to customers, paying attention to special needs or wants.
- Cultivated customer loyalty, promoted repeat customers and improved sales.
- Developed community reputation through commitment to customer satisfaction and strong client relationships.
- Provided information regarding charge accounts and loyalty programs.
Customer Service Representative
OSN
6th of October, Egypt
09.2010 - 01.2011
- Maintained customer satisfaction with forward-thinking strategies focused on addressing customer needs and resolving concerns.
- Responded to customer requests for products, services and company information.
- Cultivated customer loyalty, promoted repeat customers and improved sales.
Education
Notre Dame Des Appotres
EL Mahalla EL KobraBachelor of Accountancy - Accounting And Business Management
Tanta University
Tanta 09.2005 - 05.2009
No Degree - Credit Course Run 2020
New York Institute of Finance & EBI
EBI , Egypt 01.2020 - 05.2021
Skills
Organization and Time management
Certification
Certified [Job Title], [New York Institute of Finance & EBI] - [2020-2021]
Timeline
Excecutive Commitee Co-ordinator
Arab African International Bank
11.2020 - Current
No Degree - Credit Course Run 2020
New York Institute of Finance & EBI
01.2020 - 05.2021
Corporate Credit Risk Analyst
Arab African International Bank
10.2019 - Current
Corporate Credit Admin
Arab African International Bank
09.2014 - 09.2019
Customer Service Representative
Arab African International Bank
10.2013 - 09.2014
Customer Service Representative
OSN
09.2010 - 01.2011
Bachelor of Accountancy - Accounting And Business Management
Tanta University
09.2005 - 05.2009
Notre Dame Des Appotres
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