OMNEYA MOHAMED

- Oversee the development and implementation of compliance policies and procedures to ensure adherence to financial regulations such as AML (Anti-Money Laundering), KYC (Know Your Customer), PSD2 (Payment Services Directive), and other fintech-specific regulations.

- Ensure the company’s activities comply with local and international regulations, including those related to payment processing, lending, digital banking, and blockchain technologies.

- Monitor changes in fintech regulations, advise senior management on their impact, and ensure the company remains compliant.

- Monitor the team's performance, provide feedback, and ensure continuous professional development through training and guidance.

- Design, implement, and manage a comprehensive compliance program that covers all facets of the fintech industry, including cybersecurity, data protection, and transaction monitoring.

- Conduct ongoing risk assessments to identify and mitigate potential compliance risks associated with fintech innovations, such as peer-to-peer lending, cryptocurrency, or digital wallets.

- Develop internal controls to monitor and enforce compliance with financial regulations and internal policies.

- Lead and ensure compliance with Anti-Money Laundering (AML), Know Your Customer (KYC), and Counter-Terrorist Financing (CTF) protocols.

- Oversee transaction monitoring and reporting systems for suspicious activities, ensuring timely and accurate filing of Suspicious Activity Reports (SARs).

- Implement KYC processes that streamline onboarding for customers while maintaining regulatory compliance.

- Prepare and submit regulatory reports, ensuring timely and accurate communication with relevant authorities.

- Lead internal and external compliance audits, addressing any findings with corrective actions and ensuring the company is always audit-ready.

- Develop and deliver compliance training programs for employees to raise awareness of regulatory requirements, fintech-specific risks, and internal compliance standards.

- Ensure ongoing education around digital innovations, regulatory changes, and industry trends.

- Investigate any compliance breaches, including those related to AML, KYC, data privacy, and financial misconduct, and take appropriate corrective actions.

- Oversee a system for identifying, reporting, and managing compliance incidents, ensuring proper escalation and resolution.

- Drive a culture of compliance across the organization, balancing the need for innovation with the requirement for regulatory rigor.

• Develop all policies and procedures related to Anti money laundering and terrorist financing, customer data protection for Abgad, anti-bribery and corruption policy, whistle blowing policy
• Reporting STR (SUSPICIOUS ACTIVITY REPORTS) to FRA and MLCU (Egyptian Money Laundering Combating Unit).
• Ensure that the procedures are being updated according to any new instructions received from the Financial Regulatory Authority, and to reflect any required internal amendments.
• Prepare the required reports related to Compliance dep
• To be presented to BOD
• Monitor and ensure sending all required replies and mandatory reports from the concerned departments to be delivered to the Financial Regulatory Authority or other competent authorities in due time & Monitors of Outsourcing Activities and prepare the related reports
• Ensures that new / existing products, procedures and marketing materials are complying with the existing laws, regulations, in addition to the required transparency with customers; Effective regulatory compliance inspection reports
• Develop and implement company policies and regulations
• Oversee all business operations relating to compliance including policies, investments, and procedures
• Design and monitor control systems to deal with violations of legal rules and internal policies
• Regularly assess the efficiency of control systems and recommend effective improvements
• Review and evaluate company procedures and reports to identify hidden risks or common issues
• Coordinate with different department managers to review all departmental compliance policies
• Perform periodic audits on company procedures and processes
• Ensure that Company maintains comprehensive compliance and internal control risk assessments program
• Ensure that compliance systems and software are in place and updated according to compliance requirements
• Implements and updates Compliance standard requirements and procedures

• Training ABGAD staff on AML & TF and new policies and procedure

• Develop all policies and procedures related to Anti money laundering and terrorist financing, customer data protection for AMAN Co
• Reporting STR (SUSPICIOUS ACTIVITY REPORTS) to FRA and MLCU (Egyptian Money Laundry Combating Unit
• Ensure that the procedures are being updated according to any new instructions received from Financial Regulatory Authority, and to reflect any amendments are required internally
• Participate in preparing the required reports related to Compliance dep To be presented to Compliance Manager
• Coordinate board and committee meetings, including agenda preparation, distribution of materials, and minutes recording.
• Ensure that Board meetings comply with legal and regulatory requirements, and that decisions are well-documented.
• Liaise with Board members and assist in board evaluations and onboarding of new members.
• Monitor and ensure sending all required replies and mandatory reports from the concerned departments to be delivered to the Financial Regulatory Authority or other competent authorities in due time & Monitors of Outsourcing Activities and prepare the related reports.

• Review all policies and procedures related to Anti money laundering and terrorist financing, customer data protection for AMAN Co
• Reporting STR (SUSPICIOUS ACTIVITY REPORTS) to FRA and MLCU (Egyptian Money Laundry Combating Unit
• Ensure that the procedures are being updated according to any new instructions received from Financial Regulatory Authority, and to reflect any amendments are required internally
• Participate in preparing the required reports related to the Compliance department.
• To be presented to Compliance Manager
• Monitor and ensure sending all required replies and mandatory reports from the concerned departments to be delivered to the Financial Regulatory Authority or other competent authorities in due time & Monitors of Outsourcing Activities and prepare the related reports

• Determine existing fraud trends by analyzing accounts and transaction patterns
• Monitor real-time queues and identify high-risk transactions within the business portfolio
• Ensure compliance of both general and anti-money laundering and anti-terrorist financing (AML/ATF) compliance controls as well as operational risk controls in accordance with HSBC or regulatory standards and policies
• Optimize relations with regulators by addressing any issues.
• Manage all the Anti-Money Laundering (AML) reporting for the Bank to ensure that management is kept abreast of Anti-Money Laundering (AML) status and issues
• Participate in AML projects.