Golf
Younes Kadiri Taai
Global Transaction Banking Director
Cairo
Work Preference
Summary
Successful Executive with over 26 years of demonstrated ability in delivering mission-critical results. Offering outstanding communication and cross-cultural team management skills. Entrepreneurial attitude for optimal profitability. Ambitious team leader adept at creating strategic alliances with organizational leaders and effectively aligning with and supporting key business initiatives.
Results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. Combines strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.
Dynamic individual with hands-on experience in Corporate and Investment Banking and talent for navigating challenges. Brings strong problem-solving skills and proactive approach to new tasks. Known for adaptability, creativity, and results-oriented mindset. Committed to making meaningful contributions and advancing organizational goals.
Overview
28
28
years of professional experience
1
1
Certificate
4
4
Languages
9
9
years of post-secondary education
Work History
Global Transaction Banking Director Executive
Attijariwafa Bank
Cairo, Egypt
07.2019 - Current
- develop and execute GTB strategy: formulate and implement a comprehensive GTB strategy to drive revenue growth, enhance market positioning, and expand corporate client relationships
- enclosure
- international trade finance and working capital
- cash & liquidity management
- Financial Institutions & Correspondent Banking
- Remittances, Payments & Transactions Services
- Product innovation & Digital Transformation. Lead initiatives to enhance digital banking, automation, and API-driven transaction solutions, improving efficiency and customer experience
- Actively identify client needs across full set of Group product capabilities, originate new business and grow the franchise by capitalizing on bank competitive attributes (e.g. international network, product expertise, etc.)
- Engage senior management and decision makers of key clients to improve the quality of dialogue with clients, promoting a move away from ‘transactional’ reactive client coverage to consistent value-added partner advisor status. Anticipate clients’ needs and provide strategic advice, bringing in the relevant product and industry partners as appropriate
- Maximise the profitable revenue to the Bank whilst maintaining focus on client outcomes, strengthening and deepening existing relationships, both at the most senior level as well as at the operating level in the clients in the designated portfolio
- Bring strategic thought and vision as to how the insurance and asset management industry landscape regionally / globally is changing and where areas of international growth lie relevant to the client portfolio
- Ensure that industry and product knowledge is continually developed
- Stay abreast and anticipate the developments of the markets in which our clients operate and footprint
- Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of relevant TB systems and processes
Head of Cash Managenent
Attijariwafa Bank
Casablanca, Morocco
07.2012 - 06.2019
- Digital payments & collections
- Enhance real-time payments virtual accounts, e-invoicing to streamline corporates cash flow
- Strengthen Swift, RTGS and instant payment solutions for global transactions
- Technology and APIs integration
- Drive API based connectivity with Corporates ERP & Treasury systems for automated cash flow management
- Partnerships with fintech firms to introduce innovative cash and liquidity solutions
- Skilled at working independently and collaboratively in a team environment.
- Implement the commercial action plan and manage cross-sector projects for business development;
- Run the Coverage on your region (business strategy, portfolio reviews, innovations, activity reports, etc.) and identify potential targets by being proactive;
- Deepen customer knowledge to propose the best solutions, highlight our innovations, participate in the digitisation and build customer loyalty;
- Ensure the start-up of the files and be the guarantor of the Compliance and Risk policy;
- Interact with the Client Management during the life of the contracts and become the development reference.
- Transaction Banking offers solutioIn Natixis CIB, Global Trade is the platform that aims to conquer new frontiers by accompanying our clients towards
- Transaction Banking offers high-end cash management solutions for corporate and institutional clients.
- Resolved problems, improved operations and provided exceptional service.
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
Corporate Senior Manager
Attijariwafa Bank
Casablanca, Morocco
05.2005 - 06.2012
- Cultivated robust partnerships with stakeholders and clients, guaranteeing long-term collaboration.
- Held monthly meetings to create business plans and workshops to drive successful business.
- Provided strong leadership to enhance team productivity and morale
- Consistently met or exceeded annual performance targets set by senior leadership.
- Boosted team member productivity by enhancing performance monitoring and instituting motivational approaches.
- Increased customer satisfaction with timely project deliveries and seamless communication.
- Developed detailed plans based on broad guidance and direction.
- Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
- Defined clear targets and objectives and communicated to other team members.
- Established team priorities, maintained schedules and monitored performance.
- Mentored junior staff members for skill development and career progression within the organization.
- Implemented innovative solutions to overcome challenges, leading to enhanced productivity levels.
- Expanded corporate banking portfolio through targeted business development efforts and strategic partnerships.
- Negotiated favorable terms with clients, optimizing revenue generation for the bank while meeting client expectations.
- Proactively identified emerging industry trends, ensuring timely adaptation of strategies in order to maintain competitiveness within the sector.
- Championed sustainable finance initiatives designed at promoting responsible investing practices among corporate clients.
- Streamlined loan approval processes for enhanced efficiency and reduced turnaround time on credit decisions.
- Collaborated with cross-functional teams to develop innovative financial products tailored to corporate clients'' needs.
- Developed comprehensive financial models to assess potential investment opportunities in line with risk appetite, leading to informed decision-making capabilities.
Relationship Manager, Business Loan Group
BNDE
Rabat, Morocco
04.1999 - 05.2005
- Improved loan portfolio quality through diligent risk assessment and ongoing monitoring of clients'' financial health.
- Maximized loan origination efficiency by effectively prioritizing deals based on profitability and relationship potential.
- Conducted comprehensive financial analysis to determine clients'' eligibility for business loans, ensuring a low default rate.
- Strengthened client relationships by providing exceptional service and tailored financial solutions.
- Collaborated with cross-functional teams for efficient credit underwriting and approval processes.
- Developed new business opportunities by actively networking within the local market to identify potential clients.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
Education
Master II - Finance
École Nationale De Commerce Et De Gestion
Settat Morocco 09.2003 - 07.2005
Diplôme Des Études Supérieurs - Banking And Finance
Conservatoire Nationale Des Arts Et Métiers
Paris 09.2000 - 07.2002
Bachelor of Arts - Business Management
Institut Supérieur De Gestion Et De Commerce
Casablanca 09.1995 - 10.1999
High School Diploma - Experimental Sciences
Lycée Ibn Khatib
Tangier 09.1993 - 07.1994
Skills
Business Management
Project Management
Business administration
Strategic planning
Business Development
Financial Management
Relationship building
Negotiation
Operations management
Accomplishments
Global Transaction Banking (GTB) recorded strong momentum in the last six years, with cumulative revenues reaching +150% excluding Usd Egp devaluation impact
This performance reflects the Consolidation of Trade Finance &Working Capital, and FI activities.
Cash Management liquidity management combined to payments and receivables solutions contribute with 30% of total division revenues with net annual increase of 25% including interest margins, and fees and commissions.
Projects managed : Corporate Transactional Online Banking, Corporate Payment System, Supply Chain Finance, and the E-Trade
Remittances APIs for instant payment with majors players worldwide
The implementation of GTB strategy supported by a broad global footprint (a large number of daily transactions and clearing services for many banks),
Certification
Deutsche Bank Global Transaction Banking
Interests
Cinema and Arts
Sport
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Languages
English
Advanced (C1)
Arabic
Bilingual or Proficient (C2)
French
Bilingual or Proficient (C2)
Spanish
Elementary (A2)
Timeline
Global Transaction Banking Director Executive
Attijariwafa Bank
07.2019 - Current
Head of Cash Managenent
Attijariwafa Bank
07.2012 - 06.2019
Corporate Senior Manager
Attijariwafa Bank
05.2005 - 06.2012
Master II - Finance
École Nationale De Commerce Et De Gestion
09.2003 - 07.2005
Diplôme Des Études Supérieurs - Banking And Finance
Conservatoire Nationale Des Arts Et Métiers
09.2000 - 07.2002
Relationship Manager, Business Loan Group
BNDE
04.1999 - 05.2005
Bachelor of Arts - Business Management
Institut Supérieur De Gestion Et De Commerce
09.1995 - 10.1999
High School Diploma - Experimental Sciences
Lycée Ibn Khatib
09.1993 - 07.1994