Ahmed Abdelmoneim
Cairo
Summary
Highly motivated and results oriented credit administration Team leader with +10 years of experience in the banking and financial services. Proven ability in managing credit portfolios, ensuring compliance with regulatory standards and mitigating risk. Seeking a challenging role where I can leverage my expertise to contribute to the success of a dynamic organization.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Credit Administration Senior Officer
Arab African International Bank
04.2023 - Current
- Proactively monitor SME portfolios to detect, assess, and mitigate risks early, preventing potential defaults and reducing delinquencies.
- Ensure adherence to bank credit policies, regulatory guidelines, and internal frameworks.
- Oversee the review of credit documentation, maintenance of financial covenants, and tracking of collateral, ensuring accuracy.
- Guide and manage a team of credit analysts or officers, overseeing daily activities and fostering a high-performance culture.
- Prepare detailed and periodic reports on credit portfolio performance, delinquency, expired maturities, identifying trends, and providing insights to all stakeholders and senior management.
- Following up on breached covenants, expired business licenses and insurance policies to maintain the bank's legal position.
- Ensures implementation of the SMEs Credit Policy and CAD procedures manual in compliance with CBE regulations.
Operations coordinator
Arab African International Bank
11.2018 - 03.2023
- Ensure timely and accurate execution of branch operations transactions and trade finance operations in coordination with centralized office.
- Interact with customers either directly or indirectly addressing their inquiries, resolving issues, and providing support related to operational matters.
- Ensuring all operations abides to internal policies and CBE regulatory.
- Playing the role of compliance officer at the branch by monitoring, analyzing risk transactions and suspicious behavior on accounts ensuring that they are abiding to CBE & AAIB regulations.
Bank Teller
Arab African International Bank
01.2013 - 10.2018
- Handling cash transactions accurately and efficiently, ensuring compliance with bank policies and procedures.
- Provided exceptional customer service, resolving inquiries in a timely manner.
- Cross-selling for bank products and services.
- Acting as Head Teller, providing guidance and supervision to subordinate team members.
Oracle financial consultant
Networks Valley Company for IT solution
11.2010 - 02.2011
- In Automating the Egyptian Government (E-Finance) project -R12 Oracle General ledger.
Education
Bachelor’s degree - accounting
Ain shams University
01.2010
Skills
- Credit analysis
- Risk assessment
- Banking regulations
- Compliance
- Interpersonal skills
- Analytical skills
- Problem-solving abilities
- Effective communication
- Leadership skills
- Collaboration
- Ability to handle pressure
Certification
- Excel Data analysis (power BI), EBI, 10/01/25
- Excel Data analysis (power query), EBI, 11/01/24
- Compliance & Corporate Governance, AAIB, 11/01/20
- Introduction to Trade Finance, AAIB, 09/01/19
Languages
- English
- Arabic, Native
- English, Proficient
Timeline
Credit Administration Senior Officer
Arab African International Bank
04.2023 - Current
Operations coordinator
Arab African International Bank
11.2018 - 03.2023
Bank Teller
Arab African International Bank
01.2013 - 10.2018
Oracle financial consultant
Networks Valley Company for IT solution
11.2010 - 02.2011
Bachelor’s degree - accounting
Ain shams University