Microsoft Office
Eslam Abdelkader Taha
Professional Credit Analyst With12 Years Of Experience At Faisal Islamic Bank Of Egypt. Proficient Knowledge In Assessing The Creditworthiness Of Large Corporates And SMEs. Strong Analytical Skills, But Also Able To Build Strong Relationships With Clients. Always Learning And Taking Advantage Of Educational Opportunities To Keep Current In Legal And Compliance Issues
Cairo,Zahraa Nasr City
Summary
Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.
Overview
3
3
Certifications
8
8
years of post-secondary education
13
13
years of professional experience
Work History
Corporate Credit Manager
Faisal Islamic Bank Of Egypt
Cairo , Egypt
2019.01 - Current
- Collaborated with management to evaluate credit strategies and develop improvements.
- Utilized deep understanding of industry best practices and legal requirements to prevent critical incidents.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Optimized credit approval and collection processes, improving operational efficiencies by over 90%.
- Demonstrated relationship skills with the ability to influence and negotiate with senior management, clients, legal advisors and insolvency practitioners.
- Managing the bank’s credit Portfolio including large cooperates , Syndications and SME.
Credit Analyst
Faisal Islamic Bank Of Egypt
Cairo , Egypt
2014.01 - 2018.12
- Performed credit reviews on corporations to assess financial conditions.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Gathered loan documentation for underwriting.
- Complied with internal controls and CBE regulations.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Placed customer accounts on hold due to past due payments.
- Contacted customers and requested financial documentation.
- Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
- Build and maintain close relationship with customers in the portfolio through regular contacts and visits
- Ensure good customer service quality and efficiency between customers and service fulfillment as well as back office / credit functions through close follow-up and proactive approach
Operations Officer
Faisal Islamic Bank Of Egypt
Cairo , Egypt
2009.06 - 2013.12
- Receiving & processing the inward, outward checks Drawn on FIB Customers that are presented from other banks through the Central Bank Of Egypt.
- Representing the Bank at the CBE Clearing House.
- Fulfilled and achieved all duties assigned by line manager.
- Issue and manage Letter of guarantees for corporate clients.
- Clearing and collection help desk member
Customer Care Representative
Raya Distribution
Giza , Egypt
2008.09 - 2009.06
- Responded to customer needs through competent customer service and prompt problem-solving.
- Addressed customer complaints and mitigated dissatisfaction by employing timely and effective solutions.
Education
Bachelor of Accounting - Accounting
Cairo University
Cairo 2004.09 - 2008.05
Banking Credit And Risk Management Diploma - Banking
American University in Cairo
Cairo 2015.03 - 2017.07
MBA - Banking
The Arab Academy For Management
Cairo 2019.11 - Current
Skills
Excellent work ethic
Software
Interests
Traveling
Writing
Certification
Credit Course at AUC
Timeline
MBA - Banking
The Arab Academy For Management
2019.11 - Current
Corporate Credit Manager
Faisal Islamic Bank Of Egypt
2019.01 - Current
Banking Credit And Risk Management Diploma - Banking
American University in Cairo
2015.03 - 2017.07
Credit Analyst
Faisal Islamic Bank Of Egypt
2014.01 - 2018.12
Operations Officer
Faisal Islamic Bank Of Egypt
2009.06 - 2013.12
Customer Care Representative
Raya Distribution
2008.09 - 2009.06
Bachelor of Accounting - Accounting
Cairo University
2004.09 - 2008.05
Emerging Leader Course at Egyptian Banking Institute
SME Certificate at Egyptian Banking Institute
Credit Course at AUC
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