Summary
Overview
Work History
Education
Skills
Software
Interests
Certification
Timeline
Manager

Eslam Abdelkader Taha

Professional Credit Analyst With12 Years Of Experience At Faisal Islamic Bank Of Egypt. Proficient Knowledge In Assessing The Creditworthiness Of Large Corporates And SMEs. Strong Analytical Skills, But Also Able To Build Strong Relationships With Clients. Always Learning And Taking Advantage Of Educational Opportunities To Keep Current In Legal And Compliance Issues
Cairo,Zahraa Nasr City

Summary

Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.

Overview

3
3
Certifications
8
8
years of post-secondary education
13
13
years of professional experience

Work History

Corporate Credit Manager

Faisal Islamic Bank Of Egypt
Cairo, Egypt
01.2019 - Current
  • Collaborated with management to evaluate credit strategies and develop improvements.
  • Utilized deep understanding of industry best practices and legal requirements to prevent critical incidents.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Optimized credit approval and collection processes, improving operational efficiencies by over 90%.
  • Demonstrated relationship skills with the ability to influence and negotiate with senior management, clients, legal advisors and insolvency practitioners.
  • Managing the bank’s credit Portfolio including large cooperates , Syndications and SME.

Credit Analyst

Faisal Islamic Bank Of Egypt
Cairo, Egypt
01.2014 - 12.2018
  • Performed credit reviews on corporations to assess financial conditions.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Gathered loan documentation for underwriting.
  • Complied with internal controls and CBE regulations.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Placed customer accounts on hold due to past due payments.
  • Contacted customers and requested financial documentation.
  • Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
  • Build and maintain close relationship with customers in the portfolio through regular contacts and visits
  • Ensure good customer service quality and efficiency between customers and service fulfillment as well as back office / credit functions through close follow-up and proactive approach

Operations Officer

Faisal Islamic Bank Of Egypt
Cairo, Egypt
06.2009 - 12.2013
  • Receiving & processing the inward, outward checks Drawn on FIB Customers that are presented from other banks through the Central Bank Of Egypt.
  • Representing the Bank at the CBE Clearing House.
  • Fulfilled and achieved all duties assigned by line manager.
  • Issue and manage Letter of guarantees for corporate clients.
  • Clearing and collection help desk member

Customer Care Representative

Raya Distribution
Giza, Egypt
09.2008 - 06.2009
  • Responded to customer needs through competent customer service and prompt problem-solving.
  • Addressed customer complaints and mitigated dissatisfaction by employing timely and effective solutions.

Education

Bachelor of Accounting - Accounting

Cairo University
Cairo
09.2004 - 05.2008

Banking Credit And Risk Management Diploma - Banking

American University in Cairo
Cairo
03.2015 - 07.2017

MBA - Banking

The Arab Academy For Management
Cairo
11.2019 - Current

Skills

    Excellent work ethic

Customer service

Multitasking abilities

Responsible

Proficient in English

Leadership

Software

Microsoft Office

Interests

Traveling

Writing

Certification

Credit Course at AUC

SME Certificate at Egyptian Banking Institute

Emerging Leader Course at Egyptian Banking Institute

Timeline

MBA - Banking

The Arab Academy For Management
11.2019 - Current

Corporate Credit Manager

Faisal Islamic Bank Of Egypt
01.2019 - Current

Banking Credit And Risk Management Diploma - Banking

American University in Cairo
03.2015 - 07.2017

Credit Analyst

Faisal Islamic Bank Of Egypt
01.2014 - 12.2018

Operations Officer

Faisal Islamic Bank Of Egypt
06.2009 - 12.2013

Customer Care Representative

Raya Distribution
09.2008 - 06.2009

Bachelor of Accounting - Accounting

Cairo University
09.2004 - 05.2008

Similar Profiles

VIEW MORE PROFILESCREATE PROFILE
Eslam Abdelkader Taha Professional Credit Analyst With12 Years Of Experience At Faisal Islamic Bank Of Egypt. Proficient Knowledge In Assessing The Creditworthiness Of Large Corporates And SMEs. Strong Analytical Skills, But Also Able To Build Strong Relationships With Clients. Always Learning And Taking Advantage Of Educational Opportunities To Keep Current In Legal And Compliance Issues