Amr Elsabbagh
Financial Analyst
Cairo
Summary
Credit risk specialist with six years of Basel Framework implementation experience in the Egyptian banking sector. Over five years of experience in retail banking at two of Egypt's largest commercial banks. This experience in various banks and roles has improved my understanding of banking regulations, risk management, various financial topics, and the customer service field. Furthermore, passing the CFA Level 1 exam provided strong analytical skills and diverse knowledge of various topics.
Overview
12
12
years of professional experience
4
4
years of post-secondary education
2
2
Certifications
Work History
Financial Analyst
Central Bank of Egypt
Cairo
05.2017 - Current
- Basel Sector – Banking Regulations
- Set banking supervisory regulations related to Basel Framework on risk management and capital adequacy ratio topics to be circulated and implemented in banks operating in Egypt
- Follow up on the updated Basel Committee publications on banking supervision topics to update the current regulations and reach an appropriate application that is commensurate with the nature of the Egyptian banking system
- Prepare discussion papers to be sent to banks operating in Egypt after obtaining the approval of the Deputy Governor
- Currently working on updating the credit risk framework to align with Basel III: post-crisis reforms
- Design Quantitative Impact Studies (QIS) templates to be circulated to banks to be fully acquainted with the potential impacts of new requirements on the Egyptian banking sector
- Coordinate with other supervisory departments (off-site, on-site, and regulations) for issuing the final Basel-related regulations and quantitative templates
- Cooperate and interact with international experts from different organizations, such as the Middle East Regional Technical Assistance Center (METAC), which is affiliated with the International Monetary Fund (IMF), and Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ), to receive technical assistance and get the required knowledge about recent Basel Framework topics
- Work in specialized groups with colleagues from various departments to update or issue new regulations in response to the issuance of the new Central Bank and Banking Sector Law in 2020
- Currently working on developing large exposures, stress testing, and sanctions frameworks.
Senior Personal Banker
CIB "Commercial International Bank"
Cairo
03.2013 - 04.2017
- Sell consumer banking products to existing and new branch customers and cross-sell products based on customer needs.
- Recommend strategies in cash management, investment planning, insurance coverage, or other areas to help customers achieve their financial goals.
- Manage customer portfolios, keeping customers’ plans up-to-date.
- Promote financial products by maintaining excellent service and offering knowledge.
- Establish new accounts for high-net-worth individuals and service existing accounts to maximize revenue.
- Document all the transactions, process the paperwork properly, and update them regularly.
Sales Officer
The United Bank
Cairo
10.2011 - 02.2013
- Sell personal loans to existing and new bank customers.
- Meet with applicants to obtain personal loan application information and answer questions about process.
- Analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
- Achieve assigned targets for the direct sales department in the personal loan product.
- Cross-sell credit cards based on customer needs.
- Maintain and meet the service quality standard that has been set.
- Submit applications to credit analysts for verification and recommendation.
Education
Bachelor of Science - Business Administration
Akhbar ElYom Academy
6th Of October City, Egypt 09.2005 - 05.2009
Skills
Good understanding of financial markets and investment products
Accomplishments
- Collaborated with three teams of selected staff from various departments in the development of new regulations in response to the issuance of the new Central Bank and Banking Sector Law in 2020. We are currently working on developing large exposures, stress testing, and sanctions frameworks.
Certification
Level I CFA (Successfully passed in June 2018).
Courses
- Emerging Leaders Program (Egyptian Banking Institute, Cairo, Egypt, 22nd June 2022 – 7th February 2023)
- Basel III and macro-prudential surveillance (COMESA Monetary Institute, Nairobi, Kenya, 6th - 10th March 2023)
- Regulation and supervision of Islamic banks (AMF, Abu Dhabi, United Arab Emirates, 22nd – 26th September 2019)
- AMF-FSI Regional seminar on Basel III and measures for weak banks (AMF, Abu Dhabi, United Arab Emirates, 9th – 11th October 2018)
Timeline
Financial Analyst
Central Bank of Egypt
05.2017 - Current
Senior Personal Banker
CIB "Commercial International Bank"
03.2013 - 04.2017
Sales Officer
The United Bank
10.2011 - 02.2013
Bachelor of Science - Business Administration
Akhbar ElYom Academy
09.2005 - 05.2009
Level I CFA (Successfully passed in June 2018).
Credit Certificate (Egyptian Banking Institute, Cairo, Egypt, September 2016).
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